Rhode Island (RI)

Approved Carriers

Notes about state

• Cincinnati

• NBIC

• Safeco

• Travelers

Car insurance in Rhode Island is mandatory. You can't register a vehicle without it, and the state requires you to sign a statement that you'll maintain consistent auto insurance coverage throughout the entire registration period. Failure to show proof of auto insurance in Rhode Island when asked by police could result in a $500 fine and a suspension of your license for three months.

Minimum Coverage Requirements for Rhode Island Car Insurance

Here are the required minimum auto insurance coverages and limits in the state of Rhode Island:

• Bodily injury liability coverage: $25,000 per person and $50,000 per accident

• Property damage liability coverage: $25,000 per accident

• Uninsured/Underinsured motorist coverage: $25,000 per person and $50,000 per accident

• Uninsured motorist property damage: $25,000 per accident*

*You may reject the Uninsured motorist property damage coverage.