Louisiana (LA)

Approved Carriers

Notes about state

• Cincinnati

• Safeco

• Travelers

What is the required coverage for car insurance in Louisiana?

The following coverage is required by the state of Louisiana to legally operate a motor vehicle:

• Bodily injury liability coverage: The minimum legal requirement is $15,000 per person and $30,000 per accident

• Property damage liability coverage: The minimum legal requirement is $25,000

• Medical payments: The minimum legal requirement is $1,000*

• Uninsured motorist bodily injury: The minimum legal requirement is $15,000 per person and $30,000 per accident*

*These coverages can be rejected.

Don't let your auto coverage lapse in Louisiana!

It's very important that you don't let your car insurance coverage lapse or expire in the state of Louisiana. If it does, your license will be automatically flagged with the state. This will prevent you from renewing your registration. The state may also fine you for lack of coverage. For a period of 1–30 days, there is a fine of $50 per violation. This increases to $150 after 30 days, and again to $300 after 90 days.