Use of this site is limited to current staff members of The Clausen Agency, Inc. or Coastal Insurance Solutions of Rocky Point, NY.
IMPORTANT NOTICE:
Effective June 9, 2023, Kingstone has added Animal Liability Coverage Limits and the Dangerous Dog Liability Exclusion to our Select NY Products. These forms have been added to comply with the NYS regulations prohibiting dog breeds in underwriting or rating. Please see the attached forms:
Select HO Animal Liability Coverage (HO3, HO5) = KIC 24 79
Select HO Dangerous Dog Liability Exclusion (HO3, HO5) = KIC 24 78
Select DF - Animal Liability Coverage = KICDL 24 79
Select DF - Dangerous Dog Liability Exclusion = KICDL 24 78
Phone: (800) 364-7045 -- Personal Lines Underwriter: Jill Lindsay, Ext 8306
Fax: (845) 340-8396
Email:
All emails must have subject as follows: Transaction-Policy Number (Ex. Endorsement-HO1234567 or Cancellation-HO1234567)
Email subject: ALL ONE WORD, NO SPACES!
Endorsements and Cancellations ONLY: pldocs@kingstoneic.com
Underwriting or quotes to amend current coverage only: jalindsay@kingstoneic.com
UW Note: If you submit a quote that needs to be reviewed if you could just shoot Jill a quick email advising it was submitted, she will be able to go right into the holding bin and pull it out to review. She typically only go in there once a day so you letting her know will result in a much quicker turn around.
Kingstone would like all Anti Arson apps emailed to: kicantiarsonapp@kingstoneic.com
All other: customerservice@kingstoneic.com
Annual (single pay)
All mortgagee billed policies are annual pay
Six Pay
Installments of 25%, 15%, 15%, 15%, 15%, 15%
A $10 service fee is charged with each installment bill.
Nine Pay
Installments of 20%, 10%, 10%, 10%, 10%, 10%, 10%, 10%, 10%
Down payment of 20% required with new business applications. Eight subsequent installments of 10% will be billed at 30 day intervals. Renewals will follow the same sequence.
A $10 service fee is charged with each installment bill.
Note: If the appropriate down payment is not received with a new application, and the policy cancels with earned premium owed, and the company cannot collect the earned premium, any outstanding earned premium will be deducted from the agency’s commissions.
Canine Legal Liability: 3 pay plan - 50% down and two equal installments.
Personal Umbrella: 6 pay plan - 25% down and 5 equal installments.
A $10.00 installment fee is applicable to all above plans.
Visa
Mastercard
E-check
Check by mail
Online Processing fees that apply:
Card:
Up to $2K – $10
$2,001-$5,000 – $25
Over $5,000 - $50
E-check: $1.00
Mail In Payment
WaterStreet Company
c/o Kingstone Insurance Company
Attn: Accounting Department
PO Box 2764
Big Fork, MT 59911
Overnight Payment
WaterStreet Company
c/o Kingstone Insurance Company
Attn: Accounting Department
215 South Complex Drive
Kalispell, MT 59901
The maximum single Credit Card transaction amount cannot exceed $1500.00. There is no limitation on size of payment made by eCheck or Debit Card.
$10 Reinstatement Fee
$7 Installment Fee
No EFT setup by agent, but client can using Kingstone Portal
As a reminder, online payments can be made prior to a policy being issued, by providing the Binder Number in place of the Policy Number.
Online Only
AM BEST: Not Rated Demotech: A
Hurricane Deductible: Cat 2+
Locating Replacement Cost:
In epic, double click on the policy.
Go to “Personal AP” section
Then “Forms & Endorsements”
Scroll down and look for “ML24A” code. If that is included on the list the policy has 125% replacement cost.
** add this onto binder to stop bank from contacting you again after sending in binder, add it in under the property section, on the “dwelling” line add in “replacement cost ___%” **
Contact Information for Continental Risk:
Linda Sawitsky 732-928-2636 or 732-580-2349. Linda makes the courtesy calls to the insureds letting them know exterior inspections will be conducted. Kingstone Insurance uses this company for inspections.
http://www.longislandindexmaps.org/
Use the Search By field in the upper right corner to search a specific town or address