Connecticut Car Insurance Requirements

Connecticut drivers must carry the following required minimum car insurance coverages and limits:

• Bodily injury liability: $25,000 per person and $50,000 per accident

• Property damage liability: $25,000 per accident

• Uninsured/underinsured motorist: $25,000 per person and $50,000 per accident

Is Connecticut a No-Fault State?

Connecticut is not a no-fault state. Rather, the state utilizes modified comparative negligence. This means that the driver who is found to be at fault for an accident is responsible for paying for the damages incurred by other parties involved. If a driver is partially at fault, they are still eligible for compensation. However, their compensation may be reduced by their percentage of fault. If they are deemed to be 50% or more at fault, they cannot recover. Connecticut drivers should take this into consideration when choosing their car insurance coverage limits to avoid facing severe financial consequences.