Available Grants, Loans, and Subsidies
Available Grants, Loans, and Subsidies
Please scroll through the grants and loans listed below.
Township staff will make every effort to keep this list current and updated as we receive information.
Fertilizer Grant.pdfHomelessness Prevention Grant
This program provides limited financial assistance to low- and moderate-income tenants and homeowners in imminent danger of eviction or foreclosure due to temporary financial problems beyond their control. Funds are sent directly to landlords or mortgage companies on behalf of persons or families in danger of homelessness.
This program is funded by the State of NJ and managed by Catholic Charities. You do not have to be a member or become a member of a religious group to apply. Please call (856) 691-1841 for more information.
Housing Subsidies for Persons with HIV/AIDS
The Housing Opportunities Program provides housing assistance and supportive services for low-income persons with HIV/AIDS and their families. Administered by the Department of Community Affairs, HOPWA enables eligible persons with HIV/AIDS and their families to secure decent safe and sanitary housing in the private rental market by subsidizing a portion of the household's monthly rent.
Assisted households are responsible to pay approximately 30% of their adjusted monthly income for rent and utilities. The program pays the balance of the rent to the landlord. The rent plus the utility allowance must be reasonable and may not exceed HUD's Fair Market Rent for the area.
Program Information: https://www.nj.gov/dca/divisions/dhcr/offices/hopwa.html
Home Savings Individual Development Account
This program matches savings deposits ($2 of state money for every $1 of private money) of low-income families to accumulate funds for first-time homeownership.
This program is funded by the State of NJ and is managed by Gateway Community Action Partnership, 110 Cohansey Street, Bridgeton, (856) 451-6330 x6742.
Additional information: https://ecode360.com/documents/DE0850/public/558595811.pdf
Low Income Home Energy Assistance Program (LIHEA/USF)
This program assists very low-income persons with their heating and cooling bills. Also, the program makes provisions for emergency heating system services and emergency fuel assistance. The amount of the benefit is determined by income, household size, fuel type, and heating region.
This program is funded by the US Department of Health and Human Services and managed by Gateway Community Action Partnership, 110 Cohansey Street, Bridgeton, (856) 451-6330 or (800) 510-3102.
For more information: www.energyassistance.nj.gov or view the video to the left.
Application: https://ecode360.com/documents/DE0850/public/558595974.pdf
Weatherization Assistance Program
This program assists elderly, handicapped, and low-income persons in weatherizing their homes, improving their heating system efficiency, and conserving energy.
This program is funded by the US Department of Health and Human Services/US Department of Energy and managed by Gateway Community Action Partnership, 110 Cohansey Street, Bridgeton, (856) 455-5900.
For more information: https://www.nj.gov/dca/divisions/dhcr/offices/wap.html
Application: https://ecode360.com/documents/DE0850/public/558595974.pdf
2022 Home Rehab Application.pdf2022 NJ DCA SMALL CITIES PROGRAM HOUSING REHABILITATION APPLICATION
WHAT IS AVAILABLE? $ For major home repairs to items like windows, roofs, doors, stairs, plumbing, electrical, heating, hot water heaters, bathroom fixtures, ADA compliance, etc.
WHO CAN APPLY? Any homeowner in Deerfield Township whose home is insured and who qualifies as low/moderate income. (If you are not sure if you do APPLY ANYWAY!) OWNER OCCUPIED RESIDENCES ONLY!
HOW MUCH WILL IT COST ME? Application is free and repayment of the funds awarded are intended to be 50% deferred and 50% forgiven.
DO I QUALIFY? Low/moderate limits are Family of 1-$45,000, 2 - $51,400, 3- $57,850, 4- $64,250 or less, it would pay you to investigate this program! It will not be available long. Be prepared to provide 2021 tax return with your application.
IS THERE SOMEONE WHO CAN HELP ME WITH THE APPLICATION? Yes, Deerfield Township staff can assist you with questions.
WHAT DOES "FORGIVEN" MEAN IN THE CONTEXT OF THIS APPLICATION? One half of total assistance converts to a grant if you continue to own your home for 6 more years,
WHAT DOES "DEFERRED" MEAN IN CONTEXT OF THIS APPLICATION? One half of total assistance is never forgiven and is due and payable back to Deerfield Township, without interest, when you choose to transfer ownership of your home...usually through a sale.
WHEN WILL I HEAR ABOUT MY APPLICATION? Usually you will hear within 30-60 days.
WHAT DO I NEED TO APPLY? Your 2021 tax return, deed to your home and proof of current insurance. Those residing in the 100 year flood hazard area, as defined by FEMA, are required to provide evidence of current flood insurance.