Our Insurance Broker
Broker 30037, Gifford Carr Insurance Group, 100 Terrence Matthews Crescent Kanata, ON K2M 1P7
Our Insurance Company
Intact Insurance Company, 700 University Avenue Suite 1500, Toronto, ON M5G 0A1
Policy Number: 501225RX5
Insured name and postal address
Ottawa Carleton Standard Condominium Corporation No. 725, 1600 Laperriere Avenue Unit 205, Ottawa, ON K1Z 8P5
Master Policy
[click] 2022-2023 Master Policy
[click] 2020-2021 Master Policy 100005790
[click] 2013 Insurance Policy re Mechanical Equipment
[click] 2013 Insurance Policy Terms and Conditions
Certificates of Insurance
[click] Certificate of Insurance 2024-2025 Deductible: $25,000
[click] Certificate of Insurance 2022-2023
[click] Certificate of Insurance 2021-2022
[click] Certificate of Insurance 2020-2021
[click] Certificate of Insurance 2019-2020
[click] Certificate of Insurance 2018-2019
Useful information
[click] Corporation Insurance - Extract from Condos for Dummies
Ready to take that step and purchase your first or next condominium? There are so many things to consider: new build vs. resale, pros and cons, and figuring out those complicated insurance coverages. We are pleased to offer a free copy of the mini booklet ‘Condos for Dummies’ that helps cover the basics in a user-friendly format without all the jargon and industry speak. This Canadian edition, suitable for all provinces and territories, is available to you for free with no obligation or quote request necessary, and you do not need to be a GA client. Please contact Terry Markell at: terry.markell@giffordassociates.ca or call our office 613-569-9101 ext. 313 to request your free copy and we will send one out to you right away! Please indicate ‘condo booklet’ or ‘Condos for Dummies’ in your email subject line.
Useful information from DHA Blog: https://davidsoncondolaw.ca/insured-damage-to-a-unit-a-brief-primer/
Ontario condominium corporations are obligated to arrange insurance (against certain perils noted in Section 99 of the Condominium Act, 1998 – the Act) covering the common elements and the standard units. The corporation’s insurance belongs to both the corporation and the owners. Therefore, even if an owner causes insured damage through negligence, the owner can never be held responsible for loss that is covered by the corporation’s insurance (whether or not the corporation decides to make an insurance claim). However, the owner can, in certain circumstances, be responsible for the deductible on the corporation’s insurance. [The deductible is just a portion of the loss that is not covered by the insurance. Put another way: The insurance only covers the portion of a loss that exceeds the deductible.]