National Standards-based

Finance Industry Sector

COMMERCIALIZED METAVERSE-Integrated (www.metaversepedia™.info) Canadian Central Bank (Bank of Canada) and International Equivalent, Federal National Standards-level of Quality Management and Safety Program for:

Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance; Fungible and Non-Fungible Finance-Sector Tokens

(visit www.BlockChainPedia™ to find out how to learn about basic Terminology, Concepts and Knowledge)

Canada - International

National Codes and Standards of Conduct for Better, Safer and More Efficient Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance

Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance

(Learn more from: International Peer-to-Peer (P2P) & Private Finance Association IP2PFA™ (www.ip2pfa.org))


Consumers

Borrowers and Investors, Lenders

Brokers

Government Licensed and Non-Government Licensed

Government & Regulatory Bodies

Government Licensed and Non-Government Licensed

MQCC™ CMHC BlockChain™

Canada and International

An initiative of MQCC® MortgageQuote Canada Corp. in collaboration with:

Welcome to MQCC™ MortgageQuote Canada Corp. PrivateLender.org: Private Lending Network™/®; the World's First, Proven and Trusted Global Private (Crypto; non-Crypto) Financial Network™ since at least as early as April 9,2005.

Government Regulated Mortgage Broker and Regulatory Exempt Intermediary page.


PrivateLender.org: Private Lending Network™/® (www.privatelender.org) originally programmed and brought online on April 9, 2005 by Santosh K. Bungay for his brother, Anoop K. Bungay's Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance (see International Peer-to-Peer (P2P) & Private Finance Association IP2PFA™ www.ip2pfa.org) business for the trading in utility tokens, securities tokens, conformity tokens, quality tokens, fungible tokens (FT) and non-fungible tokens (NFT) and First brought online on April 9, 2005, PrivateLender.org: Canada's Private Lending Network® & Global Private Lending Network™ is the not only the "Word's First and Most Trusted Global Private (Crypto; non-Crypto) Financial Network"; PrivateLender.org is the "World's First Hybrid-Regulatory Integrated, trademark "Principles of 'BlockChain'™"-based" Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance System-Network."


Setting the Global Standard for quality, compliance, enforced compliance (conformity) safety and risk reduction in Peer-to-Peer(P2P)/Private/Crypto/Secret: lending, investing & finance transactions within an expert system that is registered for statutory, regulatory and process conformity to the International and National Standards of 119 Countries since at least before April 9, 2005.


Making Peer-to-Peer(P2P)/Private/Crypto/Secret Financial Transactions, Safer, Better and More Efficient for Consumers, Industry and Government.

Commercial origination, manufacture, trading and intermediation of:

Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Securities in:

  • Classic Paper-based Document Format

  • Utility tokens including BITCOIN™ trademark brand utility token (and non-binary digit (cold) equivalent)

  • Securities tokens including BITMORTGAGE® trademark brand securities token (and non-binary digit (cold) equivalent)

  • Conformity tokens including BITCONFORMITY™ trademark brand conformity token (and non-binary digit (cold) equivalent)

  • Quality tokens including BITQUALITY™ trademark brand quality token (and non-binary digit (cold) equivalent)

  • Fungible tokens (FT); both binary digit and non-binary digit (cold) equivalent

  • Non-fungible tokens (NFT); both binary digit and non-binary digit (cold) equivalent

  • Regulatory tokens; both binary digit and non-binary digit (cold) equivalent

  • Artificially Intelligent Smart NFT Contracts (aiSMARTnft™); both binary digit and non-binary digit (cold) equivalent

Managed for risk, regulatory integrity, customer satisfaction and professional liability (errors and omission) prevention, detection and corrective action using:

MQCC™ BLOCKCHAIN™ trademark brand, conformity science-based, Quality Management System services

MQCC™ BITCOIN™ trademark brand, conformity science-based, brand Quality Management System services

MQCC™ CRYPTO™ trademark brand, conformity science-based, brand Quality Management System services

World's First and Most Tested, Most Trusted Securities Token Available world-wide in up to 118+ Countries under the following trademark brand names:

BITMORTGAGE®

Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Securities

"Do Private Lending Right™": At the Regulatory-Recognized National Standard of Quality, Safety and Efficiency™

As Canada's National Standard for Safe, Reliable, Good; Better Safer and More Efficient™ Private Lending, if your Government Licensed Mortgage Broker is using MQCC™ PrivateLender.org: Private Lending Network™, you are Assured that they are Doing Private Lending Right!

Why do Risk-Aware, Quality-Minded, Experienced, Discerning, CEO's, Designated Brokers and Brokers-of-Record of Government Licensed Mortgage Brokerage Firms Choose the MQCC™ PrivateLender.org: Private Lending Network™/® for all of their Organization's:

  1. To protect their company reputation and brand though MQCC™ 15+ Years of MQCC Standards™ based Systems (SBS™) built on something called "BlockChain" comprised of risk-based systems, technology, services (methods, processes) and products (goods, wares);

  2. Establish trust at a BANK OF CANADA level; for over 15 years, equivalent MQCC Standards™ (integrated with ISO 9001:2001, ISO 9001:2008 and ISO 9001:2015) are also adopted by the Bank of Canada and the equivalent MQCC Standards™ are recognized and trusted by ALL Canadian (and International equivalent) Federal and Provincial Financial Regulators to maintain the highest levels of quality and conformity to statutory, regulatory, customer, shareholder, stakeholder and Top Management requirements.

  3. To safeguard their consumer customers; government-licensed mortgage brokers; broker-of-record, Designated Individuals and Top Management

  4. Maintain utmost levels - [at the National Standard level] - of conformity to regulatory and statutory requirements

  5. Prevent and eliminate exposure (inadvertently or fraudulently) of customer personal information and private information to predatory lenders, fraudsters and inexperienced investors and lenders

  6. Prevent liability caused by errors, omissions, customer complaints and regulatory complaints due to absence of in-house systems, processes, controls; training, competency testing, proficiency testing of Top Management and Government Licensed Mortgage Brokers, Sub-Brokers and Agents

  7. Identify opportunities for continual improvement and corrective action of Government Licensed Mortgage Brokers who inadvertently create errors, omissions or other non-conformity due to lack of experience;

  8. Provide the highest levels - [at the National Standard level] - of empirical, measurable Quality.

  9. Maintain the highest levels of organization integrity in all interactions with MQCC™ matters related to Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance in a manner that conforms to requirements of professional liability, errors and omission

  10. Sustain a competitive advantage

  11. Generate greater revenue

  12. Reduce Regulatory-Risk

  13. Increase efficiency and reduce organization infrastructure costs

  14. Enjoy the benefits of the World's first and leading, Active Fraud Avoidance Technology System (AFATS™); a BlockChain-based system that is built on the World's First and Most Trusted BlockChain System-Network™: the MQCC BlockChain™

  15. Transfer a majority of the learning, education, training, competency and proficiency risk away from the CEO's Government Licensed Mortgage to MQCC™ PrivaeLender.org: Private Lending Network™/®

  16. Reduce carbon footprint by interacting with the Bungay International Technology BIT™ Conformity of Organization and Individual (COIN™) utility token system-network, in accordance with the National Standard-integrated, MQCC™ Carbon Footprint Reduction Program

  17. Promote market leadership by participating in the World's First and Most Trusted, Regulatory-Recognized, National - International Standards-based, Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance System-Network™, marketed world-wide in up to 118+ countries under the source identifier trademark brand name: BITMORTGAGE®/™

  18. Establish systems-based conformity (enforced compliance) in accordance to regulatory requirements and professional liability, errors and omissions policy requirements

  19. Do Private Lending Easy™: All you need is an email address to enter the MQCC™ PrivateLender.org: Private Lending Network™/®

  20. Maintain industry leadership as an early adopter of the organized, regulatory-integrated, national and international standards-based trade in digital and non-digital real-estate-secured financial products including BlockChain-based Fungible and Non-Fungible Tokens

  21. Assure customers, regulators and professional liability errors and omissions insurers that you are treating consumers (applicants, borrowers, investors) fairly and diligently in a non-predatory manner

  22. Enjoy peace and well-being, knowing that the regulatory-risk in their dealings with MQCC™ PrivateLender.org: Private Lending Network™ is borne by MQCC™ in matters of Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance

This is NOT a complete list of benefits to Risk-Aware, Quality-Minded, Experienced, Discerning, CEO's, Designated Brokers and Brokers-of-Record of Government Licensed Mortgage Brokerage Firms.

Seek First to Understand: Learn then Earn™

SAFER™ PRIVATE LENDING

The textbook that started it all.

MQCC SAFER™ Peer-to-Peer (P2P)/Private/ Crypto/Secret/Shadow Finance: Be The Bank® Series "Private Lending" Program

ONTARIO: FSRA

READ THE LETTER

British Columbia BC: BCFSA

READ THE TEXTBOOK at Amazon® or Google Play®

Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC), Canada; Finance Sector Edition: Spring 2020

Canada

2018 “A Review into the Merits of Open Banking”: Department of Finance, Canada.

ob-bo-52.pdf

2019 TREASURY BOARD SECRETARIAT

Regulatory modernization

Canada

Submission to Treasury Board of Canada; All Canadians and International Stakeholders re: Modernizing Canadian Regulatory Systems and International Equivalent Governing Systems - November 13, 2019 (CUV™)

2019 Subject: MQCC - Government of Alberta: Offer-to-Assist Government of Alberta Ministers re: Corrective Action and Sector Improvement of Alberta Regulatory Bodies (AER/RECA); Real Estate Council of Alberta (RECA); Alberta Energy Regulator (AER)

Minister of Environment and Parks, House Leader

Honourable Jason Nixon


Minister of Energy, Deputy House Leader

Honourable Sonya Savage


Minister of Service Alberta

Honourable Nate Glubish


Auditor General of Alberta

Doug Wylie FCPA, FCMA, ICD.D


Alberta Ethics Commissioner

Office of the Ethics Commissioner

Honourable Marguerite Trussler, QC

Public Interest Commissioner

Marianne Ryan

See page 89 (click here) of the 2019 TREASURY BOARD SECRETARIAT

Regulatory modernization

Canada Document

2019 CMHC BLOCKCHAIN™


Canadian National Standard-class

MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain

Sector & Function Resource Manual


Submission to Treasury Board of Canada; All Canadians and International Stakeholders re: Modernizing Canadian Regulatory Systems and International Equivalent Governing Systems - November 13, 2019 (CUV™)

2022 BCFSA BC Financial Services Authority (Blair Morrison) and CMBBC Canadian Mortgage Brokers Association BC (Deb White)

Letter to CMBBC - BCFSA - 10-Feb-22 - Canadian Mortgage Brokers Association BC - BC Financial Services Agency BCFSA Top Management

Canada: MBRCC Mortgage Broker Regulators' Council of Canada & Other Regulatory Bodies

READ THE TEXTBOOK at Amazon® or Google Play®

Teaching SEC™: SCIENTISTS, SECURITIES: Regulator-Policy Maker-Investigator-Lawyer; EXCHANGE, LAW ENFORCEMENT, EDUCATORS: Officers; CHIEF EXECUTIVES: Top Management-CEO of Regulatory & Regulated Bodies

Author: Anoop Bungay

Government and Non-Government Licensed and Regulated Credit Intermediaries (loan brokers and mortgage brokers); do "private finance" and "private lending" right (correctly and properly) -- do it to the Canada's Federal National and International Equivalent (in 118+ Countries) Standard; better, safer and more efficiently, with MQCC™.

HOME TO CANADA and the WORLD'S SAFER™ BRAND STANDARD FOR PRIVATE (Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow) FINANCE

Welcome the global home of MQCC™ Canada-International, Sustainable, Accountable, Flexible-Fair-Fiduciary-Frank, Efficient, Regulated-Respectful-Realistic (SAFER™) “Private Lending” Program (safer.mqcc.org for project summary) and "the MQCC LOSS-LESS Origination" Program for Government Licensed Mortgage Brokers

who originate non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt and free trading; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow real-estate-secured financial instruments (mortgages).

MQCC: Canada's ONLY National, International Standards (NISC) Class Regulatory Compliant,

Non-Bank, Private Mortgage Lending Solutions


Powered by LENDING LOOP®: Enabling Person-to-Person Mortgage Capital through Licensed Mortgage Brokers. Making money go round.

Learn about Person-to-Person Mortgage Capital at lendingloop.mortgagequote.ca

Home of the Entrepreneur Options Creative Mortgage Financing and Federal Government, Trademark Registered Venture Capital, High Ratio Private Mortgage: VenCap PRV® Programs

Benefits of MQCC™ SAFER™ Private (Non-Bank, Non-Institutional, Non-Syndicated, Non-Regulated or Regulatory Exempt, Free Trading Finance also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow) Finance Sector Transactions

Benefits:

  • Establish Trust

in Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Transactions

  • Create a Transparent Operating Environment

for Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Transactions

  • Establish Accountability

in Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Transactions

  • Assure Products (goods) and Methods (services) meet National and International Standards of Quality resulting in better, safer and more efficient products and methods

related to Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance Transactions

  • MQCC™ Systems Level Artificial Intelligence (SLAI™) -based

for errors and omissions, professional liability insurance risk management and underwriting integration and assurance.

  • Reduce, Identify or Eliminate Fraud

Using the 12+ year-old Artificial Intelligence (AI) and conformity science (quantum unification) based BLOCKCHAIN™ brand AFATS™ Active Fraud Avoidance System™ designed to identify instances of fraud resulting in reduction or elimination of fraudulent events.

For the benefit of the following class of financial sector participants or entities:

  • Consumer

  • Industry

  • Government

  • Non-Government Organization

For the benefit of the following roles of financial sector participants or entities:

  • Borrower - Investee

  • Investor

  • Broker

  • Regulator

  • Insurer

For the following goods (products) and services (methods):

  • Mortgages

  • Loans

  • Currency

  • Other Asset or Debt or "Object of Value" (fungible or non fungible)

MQCC™ PrivateLender.org® SAFER™ Private Program for Mortgages And Loans

Mortgage and Loan Related Resources

for

  • Borrower - Investee

  • Investor

  • Broker

  • Regulator

  • Insurer

Borrower - Investee

www.privatelender.org: Global Private Lending Network®

www.mortgagequote.ca

www.bitmortgage.com®

www.PEMInstitute.org Private Equity Mortgage Institute®

And see the Borrower Articles found in the MQCC Blog™: Blog.MortgageQuote.ca

More references websites are found in the footer of this website.

Investor

General Investor Website:

investor.mortgagequote.ca

www.privatelender.org

www.bitmortgage.com®

www.PEMX.com®

www.PEMInstitute.org Private Equity Mortgage Institute®

www.GAMUS.org GAMUS: Generally Accepted Mortgage Underwriting Standards™

www.CMHCBlockChain.com: MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain

MQCC™ FCP Fiduciary Capital Partners™ Website:

fcp.mqcc.org

Investing for Professional Active and Retired Athletes Website:

pa.mqcc.org

And see the Investor Articles found in the MQCC Blog™: Blog.MortgageQuote.ca

More references websites are found in the footer of this website.

Broker

Government Regulated Mortgage Brokers Website:

broker.mortgagequote.ca

www.bitmortgage.com®

www.PEMInstitute.org Private Equity Mortgage Institute®

www.GAMUS.org GAMUS: Generally Accepted Mortgage Underwriting Standards™

www.CMHCBlockChain.com: MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain

And see the Broker Articles found in the MQCC Blog™: Blog.MortgageQuote.ca

More references websites are found in the footer of this website.

Regulator

Government and Regulator Website:

www.mqcc.org

And see the Regulator Articles found in the MQCC Blog™: Blog.MortgageQuote.ca

More references websites are found in the footer of this website.

Insurer

Errors and Omissions; Professional Liability Insurers Website:

www.mqcc.org

www.PEMInstitute.org Private Equity Mortgage Institute®

www.GAMUS.org GAMUS: Generally Accepted Mortgage Underwriting Standards™

www.CMHCBlockChain.com: MQCC™ Canada Mortgage/d’Hypothèques Conformity (CMHC) BlockChain

And see the Insurer Articles found in the MQCC Blog™: Blog.MortgageQuote.ca

More references websites are found in the footer of this website.

MQCC Blog™: Articles and Open Secrets™

Blog.MortgageQuote.ca

Currency & Other Asset or Debt or "Object of Value"

Visit www.BitCoin.eco to learn more.

MQCC SAFER™ Peer-to-Peer (P2P)/Private/ Crypto/Secret/Shadow Finance: Be The Bank® Series "Private Lending" Program

Available at Amazon® and Google Play®

Legislator, Regulator & CEO Conformity Handbook: British Columbia (BC), Canada; Finance Sector Edition: Spring 2020

Available at Amazon® and Google Play®

Accredited Class®/™ Education and Accreditation for Institutions and Programs

For Corporations, Organizations and Institutions (COIN™) Entities including:

Public and Private: Regulatory Bodies; Regulated Bodies; Licensing Bodies; Licensed Bodies

Meets or Exceeds United States Department of Education (DOE) Quality Standards for Quality Assurance in Education at the institutions and programs (faculties) level

(There are two basic types of educational accreditation [recognized by the United States Department of Education (DOE)], one identified as "institutional" and one referred to as "specialized" or "programmatic.")



Canada: MBRCC Mortgage Broker Regulators' Council of Canada & Other Regulatory Bodies

READ THE TEXTBOOK at Amazon® or Google Play®

Teaching Harvard & All Higher-Level, Accredited/Accredited Class®, Regulated, Vocational, Academic, Research, Development (HARVARD) Class Organizations World-Wide: True "Principles of 'BlockChain'"™

Author: Anoop Bungay

MQCC™ PrivateLender.org: Private Lender Network™/® Universe

The Certified Quality Management-in-Finance Association (CQMFA™) is an independent, private organization that serves to network, educate, professionalize and promote Quality Management-in-Finance. Namely, those finance sector companies who are certified to ISO 9001:2015 (or ISO 9001:2008) Quality Management Standards. Certification to ISO 9001:2015 empowers CQFMFA™ members to strengthen their market position in bring benefits of quality management to their stakeholders.

GAMUS™.org, Home to the Generally Accepted Mortgage Origination & Underwriting Standards

Exchange

2005-2021+; World's first, most trusted, 100% trademark "Principles of 'BlockChain'™"-based Crypto Exchange.

PEMX®: The Safer, Better and More Efficient Private Equity Mortgage Exchange; Private Electronic Money Exchange; Private Electronic Mortgage Exchange and related token based financial securities exchange - recognized by international standard-setting bodies; regulators, legislators and legal professionals as the world's first cryptofinancial exchange and world's first cryptofinancial exchange registered to ISO 9001:2000; ISO 9001:2008 and ISO 9001:2015 continuously since May 9, 2008*; trading in the BITMORTGAGE® trademark registered brand of real-estate secured non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments.

Consumer, Commercial Sector and Industry Accountability

Office of the Shadow Banking System Ombudsperson

"REFLECTING LIGHT INTO THE SHADOWS OF SHADOW FINANCE"

Investigations

WHISTLEBLOWER Reporting System-Network

Help keep finance safe for everyone; correct nonconformity, fraud and similar problems.

Reporting

Groups

International Peer-to-Peer (P2P) & Private Finance Association IP2PFA™

Peer-to-Peer (P2P) & Private Equity Association International

Peer-to-Peer (P2P) & Private Lending (Investing) Association International

PEMPAC Private Equity Mortgage Professionals Association of Canada®

Learn more