Questions & Answers

Benefits Questions 

1. 1. When will I receive information about PS1 benefits?
      You will receive an email from the Human Resources department shortly after onboarding with details about your benefits and how to enroll. You can also access this information directly through the drive or the staff site.
      
      

   2. How long do I have to decide on benefits?
      You have 30 days from the date of hire to make your election decisions.
      
      

   3. Once I select my health benefits, when will they become active?
      Eligibility begins after 2 months (60 days) of full-time employment. Thirty days to sign up, thirty days to be enrolled.
      
      

   4. What if I miss the 30-day new hire enrollment period?
      You will need to wait to enroll during our next annual open enrollment period (November of each year) or for a qualifying event to occur (e.g., loss of job, marriage, birth of a child, or adoption).
      
      

   5. How do I enroll?
      Enrollment forms are located on the staff site. Click this link to download and complete. Submit to ps1_humanresources@moma.org.
      
      

   6. What if I have other insurance?
      You can only have one primary insurance provider at a time. If you are currently enrolled in a plan other than PS1’s offerings, you will need to decide whether to cancel your current coverage and switch to a PS1 plan.
      
      

   7. What do I do if my current, 3rd party health insurance outside of PS1 is being terminated?
      The termination must qualify as a qualifying event. If it does, you have 30 days to inform ps1_humanresources@moma.org.
      
      

   8. What are my Out-of-Pocket Medical costs?
      Medical Coverage: Should you elect with of the health plans, see the below out of pocket amounts.
      ● GHI Individual: $0 out-of-pocket 

● GHI Family: $0 out-of-pocket 

● HIP HMO Individual: $0 out-of-pocket 

● HIP HMO Family: $0 out-of-pocket 

Vision Coverage: Should you elect vision the bi-weekly deduction for vision, it will be $3.20
Dental Coverage: Should you elect dental, the bi-weekly deduction for vision coverage is $0.

1. 9. I need Prescription Coverage:
      If you require prescription coverage, please indicate that you need a prescription rider without specifying the type of medication to comply with HIPAA regulations.
      Should you elect a prescription rider below are out-of pocket costs per plan.
      ● GHI Rider Individual: $54.69 bi-weekly deduction 

● GHI Rider Family: $85.76 bi-weekly deduction 

● HIP HMO Rider Individual: $54.79 bi-weekly deduction 

● HIP HMO Rider Family: $103.37 bi-weekly deduction 

1. 10. What types of health insurance plans does PS1 offer?
       PS1 offers a variety of health insurance plans, including GHI and HIP HMO options for both individual and family coverage. Each plan has different benefits and out-of-pocket costs, so please review the details provided during your enrollment period.
       
       

   11. Can I change my benefits after I’ve enrolled?
       Once you have made your benefit elections, you cannot change them until the next open enrollment period unless you experience a qualifying life event, such as marriage, birth of a child, or loss of other coverage.

1. 12. What happens to my benefits if I leave PS1?

Your benefits will end on your last day of employment. You may be eligible for COBRA continuation coverage, which allows you to keep your health insurance for a limited time. You will receive information about COBRA from the Human Resources department.

1. 13. Are there any wellness programs or incentives offered?
       Yes, PS1 offers various wellness programs and incentives to promote healthy living. These may include gym membership discounts, wellness challenges, and access to mental health resources. More information can be found on the staff site.
       
       

   14. What is a qualifying event?

       • Change in marital status or domestic partnership status

       • Change in number of dependents

       • Change in employment status (for employee or dependent)

       • Dependent satisfies or ceases to satisfy eligibility requirements
         
         

   15. I lost my medical, dental, or vision card. What should I do?

       • For a new medical card, call Emblem Health Member Services directly at 800-447-8255

       • For a new dental card, call Principal Life Insurance directly at 800-843-1371

       • For a new vision card, call Eye Med directly at (866) 800-5457
         
         

   16. I need to add my spouse to my insurance. What should I do?

       • Please inform ps1_humanresources@moma.org within 30 days that you need to add a spouse or child to your insurance plan. Please note that your spouse or child must meet the requirements of a qualifying event.

TASC Questions

16. For transit savings, can I set a monthly amount for Uber or Lyft? Does it have to be rideshare, not individual rides? Can this account be used for Citibike?

    • The TASC (Transit) benefit only applies to MTA, Subway, NJ Transit, LLIR, and Metro North expenses. Uber, Lyft, and Citibike are not eligible.
      
      
      

17. Can I use my TASC benefit for parking expenses?

    • No, the TASC benefit is specifically for transit expenses such as MTA, Subway, NJ Transit, LLIR, and Metro North. Parking expenses are not eligible.
      
      

18. How do I set up my TASC benefit?

    • You can set up your TASC benefit through the TASC website or by contacting TASC customer service. You will need to provide your transit expense details and choose your contribution amount.

401K Questions

19. How do I learn about 401(k) Enrollment?

    • VOYA will send you documents by mail after 90 days of employment. Once you receive the packet, please enroll with VOYA and inform HR of your chosen election amount.
      
      

20. What is the employer match for the 401(k) plan?

    • PS1 offers a matching contribution to your 401(k) plan. The specific match percentage and maximum limit will be detailed in the information packet you receive from VOYA after 90 days of employment.
      
      

21. Can I change my 401(k) contribution amount at any time?

    • Yes, you can change your 401(k) contribution amount at any time by logging into your VOYA account or contacting VOYA customer service.

Pension FAQs

22. How do I learn about my pension?

    • A packet will be mailed by CIRS regarding your pension via USPS after one (1) year of employment.
      
      

23. When am I eligible for my pension?

    • Your pension will begin one (1) year to the date of your employment (start date).
      
      

24. What is the difference between CIRS Tier I and CIRS Tier II?

    • CIRS Tier I eligibility is for employment prior to September 31, 2026.

    • CIRS Tier II eligibility is for employment after October 1, 2016.
      
      

25. What happens to my pension if I leave PS1 before retirement?

    • If you leave PS1 before retirement, your pension benefits will be based on your years of service and the terms of the CIRS plan. You may be eligible to receive a vested benefit upon reaching retirement age.
      
      

26. Can I roll over my pension to another retirement account?

    • Depending on the terms of the CIRS plan, you may be able to roll over your pension benefits to another qualified retirement account. Please contact CIRS for more information.