Essential Question:
Topics
Student Outcomes
Standards (National Standards for Financial Literacy)
Financial Responsibility and Decision Making: Apply reliable information and systematic decision making to personal financial decisions.
• Standard 1: Take responsibility for personal financial decisions.
• Standard 4: Make financial decisions by systematically considering alternatives and consequences.
• Standard 5: Develop communication strategies for discussing financial issues.
Credit and Debt: Maintain creditworthiness, borrow at favorable terms, and manage debt.
• Standard 1: Identify the costs and benefits of various types of credit.
Income and Careers: Use a career plan to develop personal income potential.
• Standard 3: Describe factors affecting takehome pay.
Planning and Money Management: Organize and plan personal finances and use a budget to manage cash flow.
• Standard 1: Develop a plan for spending and saving.
• Standard 2: Develop a system for keeping and using financial records.
• Standard 3: Describe how to use different payment methods.
• Standard 4: Apply consumer skills to purchase decisions.
• Standard 6: Develop a personal financial plan