Fees & Insurance

We understand that many people prefer using in-network insurance providers to help lower the cost of therapy. Paying only a co-pay can understandably feel like the most accessible option.

Wise Mind is intentionally a private pay and out-of-network practice because we believe therapy should remain as private, individualized, and independent as possible. Our goal is to protect the therapeutic process from many of the restrictions, limitations, and privacy concerns that can come with insurance-based treatment.

WHY WE DON'T WORK WITH INSURANCE

When therapists are in-network with insurance companies, insurance providers often require ongoing access to diagnoses, treatment plans, and clinical information in order to approve or continue covering therapy sessions. In many cases, insurance companies ultimately decide whether they believe therapy is “medically necessary,” how often clients can be seen, how long treatment should last, and whether care should continue at all. This can create situations where people are forced to end or reduce therapy based on insurance decisions rather than actual clinical need.

We strongly believe that treatment decisions should be made by the people directly involved in the therapy process — the client and clinician — not by insurance companies reviewing cases from a distance. Being an out-of-network practice allows us greater flexibility in how treatment is approached while protecting your privacy.

INSURANCE REIMBURSEMENT

While we do not bill insurance directly, we are happy to provide superbills and documentation for clients seeking possible out-of-network reimbursement. Depending on individual insurance plans and benefits, many clients receive reimbursement for therapy services.

We encourage clients to contact their insurance provider directly to better understand their out-of-network coverage, and we are always happy to answer any questions about reimbursement.