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Many people assume their car insurance will protect them after an accident—but in Florida, that’s often not true. In this episode of the Get Healthy Tampa Bay Podcast, personal injury attorney Melissa Solevilla shares her personal story and expert advice to help you avoid costly mistakes.
Key Takeaways:
Most Florida Drivers Are Underinsured: Florida doesn’t require drivers to carry bodily injury coverage, meaning the driver who hits you might have no coverage to pay your medical bills.
What Is UM Coverage? Uninsured/Underinsured Motorist (UM) coverage protects you when the other driver is uninsured or underinsured. This isn’t standard and must be added to your policy.
Financial Health = Physical Health: Proper auto coverage can prevent financial stress that hinders recovery after an accident.
Finding Medical Care Is Difficult: After a crash, many victims struggle to find doctors, physical therapists, and mental health providers willing to bill auto insurance.
Personal Story Drives Compassion: Melissa’s own accident during pregnancy gives her unique empathy and dedication to her clients.
Wellness Tip from Melissa: Listen to your medical providers, follow your care plan, and don’t neglect mental health after an injury.
Conclusion:
Car accidents don’t just impact your physical health—they can devastate your finances and emotional well-being. Melissa Solevilla urges every driver to review their auto insurance policy, confirm they have UM coverage, and ensure they’re protected before an accident happens. Prioritizing both physical recovery and mental health after an accident is key to healing.
About Our Guest:
Melissa Solevilla, Esq. is a personal injury attorney and co-founder of Neal & Solevilla Personal Injury Lawyers in Clearwater, Florida. A former paralegal turned attorney, Melissa’s passion for advocating for injured clients is fueled by her own experience as a crash survivor. She specializes in representing victims of car accidents, falls, wrongful deaths, and crematory/cemetery malpractice. Melissa is also a wife, mom of four, and active community volunteer.
🎧 Listen to the full episode now to learn how to protect yourself and your family.
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