贷款网上手机APP月供利息计算器:
皇家银行网上贷款计算器 RBC Mortgage Payment Calculator https://www.rbcroyalbank.com/cgi-bin/mortgage/mpc-old/start.cgi
手机免费贷款计算APP, https://canadianmortgageapp.com/ 苹果 | 安卓
房地产数据, 地税查询: (大温哥华地区, 多伦多,卡尔加里)
SnapStats https://snap-stats.com/
BC 省物业的 政府估价 https://www.bcassessment.ca/
BC ONLINE OWNER LOCATION REPORT https://www.bconline.gov.bc.ca/owner.html
BC RURAL AREA PROPERTIES TAX ROLL SEARCH: https://www.etax.gov.bc.ca/btp/eservices/_/ BY FOLIO # OR PID, CANNOT SEARCH BY ADDRESS, MORE DETAILS, https://www2.gov.bc.ca/gov/content/taxes/property-taxes/annual-property-tax/rural-area
CITY OF VANCOUVER PROPERTY TAX SEARCH: https://revservices.vancouver.ca/PRDWS/pip/Pages/Search.aspx
CITY OF BURNABY PROPERTY TAX SEARCH: https://pts.burnaby.ca/TempestPRD/PIP/Pages/Search.aspx
CITY OF NORTH VANCOUVER PROPERTY TAX SEARCH: https://icity.cnv.org//OnlineServices/PropertyTax.aspx
CITY OF WEST VANCOUVER PROPERTY TAX SEARCH: https://eservices.westvancouver.ca/eServicesTA/PIP/Pages/Search.aspx
CITY OF RICHMOND PROPERTY TAX SEARCH: https://interactive.richmond.ca/WebAppsLive/PIP/
CITY OF SURREY PROPERTY TAX SEARCH: https://ptutempest.surrey.ca/TempestWebApps/PIP/
CITY OF COQUITLAM PROPERTY TAX SEARCH: https://e-civic.coquitlam.ca/tempestprod/webinquiry/frames.cfm
CITY OF PORT MOODY PROPERTY TAX SEARCH: https://eservices.portmoody.ca/onlineservices/pip/
CITY OF DELTA PROPERTY TAX SEARCH: https://deltaonline.ca/WebApps/PIP/Pages/Search.aspx?templateName=GUEST_PROPERTY
CITY OF LANGLEY PROPERTY TAX SEARCH: https://services.langleycity.ca/TempestApps/PIP/Pages/Search.aspx
TOWNSHIP OF LANGLEY PROPERTY TAX SEARCH: https://e-connect.tol.ca/Pip/Pages/Search.aspx
ABBOTSFORD PROPERTY TAX SEARCH: https://www.abbotsford.ca/business-development/building-permits/property-information-search
CHILLIWACK PROPERTY TAX SEARCH: https://tdg.chilliwack.com/TempestLiveDOTNET/PIP/Pages/Search.aspx
KELOWNA PROPERTY TAX SEARCH: https://billing.kelowna.ca/accounts/PIP/Pages/Search.aspx?templatename=PROPERTY KELOWNA SAMPLE PROPERTY TAX NOTICE: https://www.kelowna.ca/sites/files/1/docs/homes-building/final_sample_bill_property_taxes_2021.pdf
CITY OF TORONTO PROPERTY TAX LOOKUP: https://www.toronto.ca/services-payments/property-taxes-utilities/lookup-your-property-tax/
CITY OF CALGARY PROPERTY TAX: DOCUMENT REQUEST FOR REGISTERED PROPERTY OWNERS ONLY: https://www.calgary.ca/cfod/finance/property-tax/property-tax-document-request.html CALL 403-268-2489 https://www.calgary.ca/cfod/finance/property-tax/contact-tax.html
投资理财资讯:// THIS IS NOT FINANCIAL ADVICE. THE INFORMATION ON THIS WEBSITE IS FOR GENERAL INFORMATION ONLY. You should consider seeking independent legal, financial, taxation or other advice to check how the website information relates to your unique circumstances. //
近期BNN推荐 (文字整理): http://www.stockchase.com/opinions/recenttop
各大股指: https://360miq.com/ 理财笔记: https://blog.wenxuecity.com/myblog/80634/130553.html
投资回报计算器1 https://www.calculator.net/investment-calculator.html
投资回报计算器2 https://www.fncalculator.com/
投资回报计算器3 https://dqydj.com/sp-500-return-calculator/ (compare sp500)
JEROME POWELL VS JANET YELLEN, STOCK PORTFOLIO, https://seekingalpha.com/article/4130089-jerome-powell-and-janet-yellens-portfolios-compared Jerome Powell is significantly wealthier than Janet Yellen, whose estimated net worth is around $10 million. Powell’s portfolio (which is estimated to be worth as much as $112 million) is extremely diversified, with a significant amount in index funds and a large number of small investments in municipal bonds (I discuss these holdings in more detail below). An exhaustive list of his holdings in various iShares and SPDR ETFs would not be terribly instructive, so I have limited myself to listing just those holdings whose disclosed amount exceed $1 million: GSPKX 1m-5m GSDUX 1m-5m IWV 1m-5m EFV 1m-5m SPY 1m-5m Powell holds $1 million to $5 million in the Goldman Sachs US Equity Dividend and Premium Fund (GSPKX), which, in addition to his iShares Russell 3000 Index ETF (IWV) holdings and GSDUX, means that Powell is most heavily exposed to American stocks and bonds. His international diversification comes from the iShares MSCI EAFE Value ETF (EFV), which is arguably the lowest risk approach to foreign stocks. Full List: (pdf) https://extapps2.oge.gov/201/presiden.nsf/PAS+Index/06F79374D20480FD852586D9002EC767/$FILE/Jerome-H-Powell-2021-278.pdf
Quiver Quantitative https://www.quiverquant.com/
DATAROMA, SUPERINVESTOR PORTFOLIO https://www.dataroma.com/m/home.php
The Big Picture by Investments Illustrated https://investmentsillustrated.com/
Stock Screener (1) www.FINVIZ.com (2) https://www.gurufocus.com/
TRADING VIEW Free Stock Charts, Stock Quotes and Trade Ideas https://www.tradingview.com/
financial statement https://www.sec.gov/edgar/search-and-access
analyst research https://www.tipranks.com/
fundamental analysis https://stockrow.com/
fund research https://www.morningstar.com/
dividend history https://www.dividend.com/
S&P TOTAL RETURN, https://finance.yahoo.com/quote/%5ESP500TR/
S&P TOTAL RETURN, https://seekingalpha.com/symbol/SP500TR
Core-4 https://core-4.com/
100 CANADIAN DIVIDEND YIELD CHARTS Canadian Dividend Yield Charts: 100 25-Year Charts https://dividendgrowthinvestingandretirement.com/canadian-dividend-yield-charts/
MONEY SENSE CANADA BEST DIVIDEND STOCKS 2021 https://www.moneysense.ca/save/investing/stocks/canadas-best-dividend-stocks/
投资理财: 指数基金 CDN INDEX MUTUAL FUNDS
RBC 基金 http://funds.rbcgam.com/chinese/investment-solutions.html (中文)
NORTH AMERICAN VALUE https://www.rbcgam.com/en/ca/products/mutual-funds/rbf554/detail
INDEX: https://www.rbcgam.com/en/ca/products/mutual-funds/?series=a,t&tab=overview&searchkeyword=INDEX RBF700 CDN BOND RBF1141 GLOBAL BOND RBF1142 CDN EQUITY RBF1143 US INDEX RBF1146 GLOBAL EQUITY RBF1145 EMG MKT
RBC PH&N 基金 https://www.rbcgam.com/zh-hant/ca/products/mutual-funds/index?tab=overview&series=f&searchkeyword=PH%26N
RBC INDIGO 基金 (前汇丰加拿大基金)https://www.rbcindigo.com/en/products
SEARCH INDEX (THERE'RE 3 INDEX FUNDS) HKB702 US INDEX HKB703 INT'L INDEX HKB704 EMG MKT INDEX
SCOTIA BANK INDEX FUNDS, https://www.scotiabank.com/ca/en/personal/rates-prices/mutual-fund-prices.html CDN BOND // CDN EQUITY // US EQUITY // NASDAQ // INTL EQUITY // ING //
SCOTIA 旗下 TANGERINE INDEX FUNDS https://www.tangerine.ca/en/personal/invest/etf-portfolios ( = SCOTIA ETF PKG)
TD INDEX FUNDS, https://www.td.com/ca/en/asset-management/funds/solutions/mutual-funds/ TD CDN INDEX TDB900 // US INDEX TDB902 USD TDB952 // DJIA TDB903 USD TDB953 // NASDAQ TDB908 // INTL INDEX TDB911 // EUROPEAN TDB906 // BALANCED INDEX TDB2040 (50% CDN BOND 50% TSX60) // MANAGED INDEX AGGRESSIVE GROWTH TDB853 // MANAGED INDEX INCOME TDB850 // 140 FUNDS https://www.td.com/ca/en/asset-management/funds/solutions/mutual-funds
CIBC INDEX FUNDS: BAL / CDN / NASDAQ / SP500 / BROAD MARKET / INTL / ASIA PACIFIC / EM MKT / https://www.cibc.com/en/personal-banking/investments/mutual-funds/growth-funds.html
BMO US DOLLAR EQUITY INDEX FUND https://www.bmo.com/main/personal/investments/mutual-funds/us-dollar/bmo-us-dollar-equity-index-fund/
https://www.steadyhand.com/
A/ STATEMENT: https://www.steadyhand.com/inside_steadyhand/2025/01/10/bradleys-brief-q42024/
B/ SAMPLE STATEMENT: https://www.steadyhand.com/asset/2021/04/06/sample%20statement%202021.pdf
C/ PDF BOOK: COLLECTED WISDOMS OF TOM BRADLEY https://www.steadyhand.com/education/library/2009/03/12/tom_bradley_blogs.pdf
D/ PDF BOOK: IT'S NOT ROCKET SCIENCE https://www.steadyhand.com/education/library/book/2013/12/20/it%27s%20still%20not%20rocket%20science.pdf
投资理财:指数 CDN INDEX ETF / SPLIT SHARE CORP (CLASS A / PREF) / REIT / OTHERS /
ETF FINDER: https://www.moneysense.ca/save/investing/etfs/the-moneysense-etf-finder-tool/
COMPARE ETFS: https://www.etf.com/tools/etf-comparison
ETF OVERLAP: https://www.etfrc.com/funds/overlap.php
RBC iShares ETF https://www.rbcgam.com/en/ca/products/etfs/index?tab=overview
TD ETF, https://www.td.com/ca/en/asset-management/funds/solutions/etfs/
BMO ETF https://www.bmo.com/etfs/every-investment-objective/index.html
NO COMM$ BMO ETF https://www.bmoinvestorline.com/selfDirected/pdfs/no_commission_fee_etfs_en.pdf
CIBC ETF https://www.cibc.com/en/personal-banking/investments/etfs.html
NATIONAL BANK (NO MORE INDEX FUNDS) ETF https://www.nbinvestments.ca/products/exchange-traded-funds.html
Vanguard Canada https://www.vanguard.ca/en/investor/products/products-group/all-products?tab=overview
EVOLVE CDN BANK & LIFE INSU CO. ETF https://evolveetfs.com/product/bank#tab-content-portfolio/
HAMILTON ENHANCED CANADIAN BANK ETF https://192473-586187-raikfcquaxqncofqfm.stackpathdns.com/wp-content/uploads/2022/02/HCAL_Jan2022.pdf OTHER HAMILTON ETFS, https://hamiltonetfs.com/our-etfs/
HARVEST HEALTHCARE LEADERS INCOME ETF HHL https://harvestportfolios.com/etf/healthcare-leaders-income-etf/ OTHER HARVEST INCOME ETFS https://harvestportfolios.com/etf/
MIDDLE FIELD ETF https://www.middlefield.com/etf.htm
FIDELITY (CANADA) ALL IN ONE, https://www.fidelity.ca/fidca/en/etfs/allinone
GLOBAL X ETF (CANADA), https://www.globalx.ca/products
HIGH YIELD ETF: HBF // HEP // HHL // HTA // HUBL // HUTL // FLI // NXF // QYLD // RYLD // TXF // XYLD // ZWB // ZWU // HCA // HCAL // HFIN // HDIV // HYLD // EIT.UN //
SPLIT SHARE CORP, WHAT IS SPLIT SHARE ? https://financialpost.com/investing/fp-explains-everything-you-need-to-know-about-investing-in-split-shares The preferred shares are designed for conservative investors and pay a regular dividend set by the issuing company that created the split share corporation. There is also no management expense ratio (MER) on the preferred shares. The MER is paid by the Class A shares. The Class A shares are for an aggressive investor wanting to take advantage of leverage. Not the typical leverage where you borrow money to invest, but instead, structural leverage created by the product design itself.
BNN CLIP ON SPLIT SHARES: https://www.bnnbloomberg.ca/market-call/david-baskin-discusses-dividend-15-split-corp~2407515
https://canadianpreferredshares.ca/list-of-split-share-corporations/
N American FIN15 SPLIT https://www.quadravest.com/ffn-fund-features
CDN DIVD 15 SPLIT https://www.quadravest.com/dfn-fund-features
GDV https://www.bromptongroup.com/product/global-dividend-growth-split-corp/
LBS https://www.bromptongroup.com/product/life-banc-split-corp/
DGS https://www.bromptongroup.com/product/dividend-growth-split-corp/
SBC https://www.bromptongroup.com/product/brompton-split-banc-corp/
E SPLIT (Enbridge) https://www.middlefield.com/espc.htm
REIT: REITs are trusts that passively hold interests in real property. // REIT is governed by and established pursuant to a declaration of trust. Trustees of the REIT hold legal title to and manage the trust property on behalf of the unitholders of the REIT. // Trustees of the REIT are generally subject to fiduciary duties similar to those applicable to directors of a corporation. // There is no legislation governing the organizational structure of a REIT. Principles of contract law and trust law govern. // Benefit from preferential tax treatment – trust income is permitted to flow through the trust into the hands of the unitholders and, consequently, income is not taxed at the trust level. // To qualify as a REIT, a trust needs to be a publicly traded unit trust that is resident in Canada and must meet tests set out in the Income Tax Act (Canada) (the “ITA”) based on, among other factors, the nature and quantity of real estate assets owned and the sources of trust revenue.
https://dividendearner.com/best-canadian-reits/#0-list-of-all-canadian-reits
REIT SPLIT Corp https://www.middlefield.com/reecsc.htm
CDN REIT ETF: BMO Equal Weight REIT ETF (TSX:ZRE) // REIT ETF: iShares S&P TSX Capped REIT Index ETF (TSX:XRE) // REIT ETF: The CI First Asset Canadian REIT ETF (TSX:RIT) // REIT ETF: Vanguard FTSE Canadian Capped REIT ETF (TSX:VRE)
CDN REIT .UN https://maplemoney.com/best-canadian-reits/ Artis REIT (AX.UN) // Automotive Properties REIT (APR.UN) // Boardwalk REIT (BEI.UN) // Canadian Apartment Properties REIT (CAR.UN) // Choice Properties REIT (CHP.UN) // H&R REIT (HR.UN) // Plaza Retail REIT (PLZ.UN) // Slate Grocery REIT (SGR.UN) // Smartcentres REIT (SRU.UN) // Summit Industrial Income REIT (SMU.UN) //
OTHERS:
CASH MANAGEMENT: PURPOSE ETF: https://www.purposeinvest.com/invest#all-product CLICK: CASH,
OR TD ADDITIONAL SOLUTIONS https://www.td.com/ca/en/asset-management/additional-solutions IE: TDB8152,
INDIVIDUAL HIGH YIELD DIV CDN STOCKS: AD.UN // AQN // AP.UN // ALA // BCE // CPX // CHP.UN // CM // CRT.UN // DXT // DIR.UN // DHT.UN // ENB // ERE.UN // BNS // RY // CNQ // CM // VFV // BMO // VDY // ZWC // VCN // T // SU // REI //
MIC: COVE https://www.covemortgage.com/
VWR https://vwrcapital.com/
FUND SCRAPER https://www.fundscraper.com/
CANADIAN COUCH POTATO / AN ETF PORTFOLIO WITH ADDED DIMENSION https://canadiancouchpotato.com/wp-content/uploads/2010/09/ETFs-with-Added-Dimension.pdf
COUCH POTATO, https://canadiancouchpotato.wordpress.com/model-portfolios/
MONEY SENSE, INSIDE THE DFA GLOBAL BALANCED FUND https://www.moneysense.ca/columns/inside-the-dfa-global-balanced-fund/
MONEY SENSE, BEST ETFS IN CANADA FOR 2023 https://www.moneysense.ca/save/investing/best-etfs-in-canada/
USA / U$D ETF:
5 LARGEST ETF BY ASSETS, 1️⃣ $SPY ($385M) // 2️⃣ $IVV ($310M) // 3️⃣ $VTI ($275M) // 4️⃣ $VOO ($270M) // 5️⃣ $QQQ ($180M)
$SCHD Schwab US Dividend ETF // $DGRO iShare Dividend Growth // $VYM Vanguard High Yield // $VIG Vanguard Dividend Appreciation // $VNQ Vanguard REIT ETF
Top 10 Holdings of $QQQ ARE: $AAPL // $MSFT // $AMZN // $GOOG // $FB // $TSLA // $GOOGL // $NVDA // $PYPL // $ADBE //
TOP DIVIDEND PAYERS, RYLD https://www.globalxetfs.com/funds/ryld/ / QYLD https://www.globalxetfs.com/funds/qyld/ / JEPI https://am.jpmorgan.com/us/en/asset-management/adv/products/jpmorgan-equity-premium-income-etf-etf-shares-46641q332 / SCHD https://www.schwabassetmanagement.com/products/schd / DIVO https://amplifyetfs.com/divo/ /
100 LARGEST ETF https://etfdb.com/compare/market-cap/
BANJAMIN GRAHAM ETF:
LARGE CAP VALUE https://etfdb.com/index/benjamin-graham-large-cap-value-index---total-return/
SMALL CAP VALUE https://etfdb.com/index/benjamin-graham-small-cap-value-index---total-return/
Global X ETF https://www.globalxetfs.com/explore/
SPDR ETF https://www.ssga.com/us/en/intermediary/etfs/fund-finder
WISDOM TREE ETF https://www.wisdomtree.com/etfs
DIMENTIONAL / SYSTEMATIC ACTIVE ETF SUITE / ABOUT US: https://www.dimensional.com/us-en/who-we-are/about-us /
EQUITY BALANCED STRATEGY INDEX https://www.dimensional.com/us-en/funds?ft=etf&ac=equity
DIM INV PORTFOLIOS https://www.genesiswealthmanagement.com/files/documents/Dimensional%20Investment%20Portfolios.pdf
GO BEYOND INDEXING https://www.dimensional.com/dfsmedia/f27f1cc5b9674653938eb84ff8006d8c/112768-source/options/download/etf-brochure.pdf
https://static.fmgsuite.com/media/documents/262d17d6-5ec6-442a-ac28-42407353b3e1.pdf
https://www.chicagopartnersllc.com/wp-content/uploads/2019/01/Why-Diversify.pdf
https://retirewire.com/wp-content/uploads/2015/02/DFA_Equity_vs_SP_500.pdf
https://www.slideshare.net/MichaelTallmanCFP/global-equity-balanced-strategy-index-vs-sp-500-2017
https://www.ocso.com/Portals/0/PDFs/07-Introduction_to_Dimensional_Fund_Advisors.pdf
https://www.prudentllc.com/sevg/PDFs/IndexEnhancedIndexFunds.pdf
https://marketsynergy.net/wp-content/uploads/2022/10/Dimensional-US-Foundations-Index-Brochure.pdf
https://www.conexim.ie/wp-content/uploads/2018/09/CX-Dimensional-Brochure-2018.09.06.pdf
MORNINGSTAR BEST EQUITY ETF FOR 2024 https://www.morningstar.com/etfs/best-equity-etfs
DIMENTIONAL ACTIVE ETF, https://www.dimensional.com/us-en/funds?ac=equity&ft=etf
ERIC NELSON, CFA https://twitter.com/ServoWealth
US SMALL VALUE DFSV https://www.dimensional.com/us-en/funds/dfsv/us-small-cap-value-etf
US HIGH PROFITABILITY DUHP https://www.dimensional.com/us-en/funds/duhp/us-high-profitability-etf
机器人自动理财: https://www.moneysense.ca/save/investing/best-robo-advisors-in-canada/
RBC INVEST EASE https://www.rbcinvestease.com/
WEALTH SIMPLE https://www.wealthsimple.com/en-ca
NEST WEALTH https://nestwealth.com/
JUST WEALTH https://www.justwealth.com/
VIRTUAL WEALTH https://www.virtualwealth.ca/en/investing-options.html
QUESTRADE / QUESTWEALTH https://www.questrade.com/questwealth-portfolios/etf-portfolios
CI DIRECT INVESTING Online Wealth Management Platform | Investing for the 100% | CI Direct Investing https://www.cidirectinvesting.com/
NFT:
HOW TO BUY NFT IN CANADA,
https://www.moneysense.ca/save/investing/crypto/how-to-buy-nfts-in-canada/
NFT 是什么,
https://wallstreetcn.com/articles/3623303 |
https://www.cw.com.tw/article/5119211 |
扫描文件小工具以及注意事项:
用手机APP扫描文件, 不要直接拍照发微信 如果您家里没有扫描机,您可以用您的苹果/安卓手机软件APP将文件扫描成PDF文档再EMAIL给我. 很多朋友喜欢用微信拍照功能提供文件但是大部分客户没有图像处理的工作经验 所以拍出来的效果很不好。有的黑到看不见, 有的白到无法打印, 有的文字歪到银行不认可。用软件可以帮助您提供清晰可读的文件帮助您顺利贷款。例如, 扫描全能王 https://www.camscanner.com/ 还有很多其他软件 http://www.mz6.net/news/pingce/12292.html 适合拍身份证, 护照, 驾照, 等等。 照片变成PDF 后可以 EMAIL,
注意, a) 我们只需要您扫描黑白,清晰的文件。 不需要彩色高清,看得清楚就好; 彩色文件造成文件巨大很可能会被银行主机删除;
b) 请将多个页面请您扫描到【一个】PDF 文件; 例如您要发10页文件 请您将10页文件扫描到1个PDF文件 不要发10个一页的PDF文件;
c) 不要通过云盘发链接,所有云盘都被银行的主机禁止访问;
d) ONLINE BANKING 银行存款投资账户信息 不要发手机截屏, 因为很多页面都没有显示名字, 请从桌面电脑浏览器LOG IN 打印网银流水 每个主要账户我们需要账户流水信息,而不仅仅是今天的余额 如何将网页中银行90天流水存到PDF文件中 注意, 您提供的文件要显示您的名字, 银行名字, 日期, 等等主要信息; 这里介绍几个简单的方法:
使用GOOGLE CHROME浏览器, https://www.google.com/chrome/ 然后, 登录网银,点击90天流水, 然后按打印, 打印机换成 SAVE AS PDF 网上教学 https://youtu.be/i3mD1Jf-Kv0 / http://www.wikihow.com/Save-a-Web-Page-as-a-PDF-in-Google-Chrome
截屏, 17 Best Free Screenshot Tools for Windows PC https://thegeekpage.com/17-best-free-screenshot-tools-for-windows-10/
安装一个虚拟的 PDF 打印机, https://www.cutepdf.com/index.htm
多个PDF文件按顺序整理到一个PDF 文件 https://www.wordperfect.com/en/product/pdf-creator/
其他软件工具:
FREE GMAIL TRACKING, READ RECEIPT,
HOW TO SEE IF SOMEONE READ YOUR EMAIL,
https://mailtrack.io/en/pricing
FREE 手机发传真
https://www.bestonlinefax.com/turbo-fax/ 1ST PAGE FREE
MORE FREE FAX SERVICES,
https://www.geckoandfly.com/6291/free-online-fax-services-no-credit-card-verification-required/
FREE VPN 获取 中国 IP地址
https://www.speedin.in/
FREE VPN 获取 (JAPAN/NETHERLANDS/US) IP地址
https://protonvpn.com/
翻译软件:
https://www.deepl.com/translator
远程遥控软件:
截屏软件: Screen Shot
http://www.screenshot-utility.com/
Pdf Printer
http://www.primopdf.com/index.aspx
http://www.bullzip.com/products/pdf/info.php
Pdf Reader
http://www.foxitsoftware.com/pdf/reader/
压缩软件: Zip/Compress
http://www.winzip.com/win/en/index.htm
SEND FILES
https://wetransfer.com/
https://www.transfernow.net/en
https://send-anywhere.com/
https://transfer.pcloud.com/
https://www.filemail.com/
https://www.transferxl.com/
https://filetransfer.io/
https://www.bigg.ly/
https://liteshare.co/
加西网WESTCA 旧 文章: