International Private Equity Mortgage (PEM®) Private Electronic Money (PEM®) Institute (PEMI®)



Welcome to the International Private Equity Mortgage (PEM®) Private Electronic Money (PEM®) Institute (IPEMI.org)

The Global Authority on private equity mortgage (PEM®) private electronic money (PEM®) Institute Bringing Quality Standards to the private equity mortgage and private electronic money marketplace.

"Beat the banks at their own game; properly."

Standards-based in over 118 Countries



Who Are We?

The International Private Equity Mortgage Institute (IPEMI.org) is a global professional association of professionals who interact with one another and the general public, (consumers, property owners); and trade in digital and non-digital private equity mortgage instruments of the private equity mortgage industry group.

  • The private equity mortgage industry group consists of individuals and organizations that trade in what is classified as digital (private electronic money PEM®) and non-digital, non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments, secured by real estate

  • Capital seekers, Borrowers, Investors or Lenders who trade in private equity mortgage instruments are typically - but not always - private individuals or organizations classified as: non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt and free trading entities; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow entities.

  • Brokers (middle-persons) are classified as credit intermediaries and depending on the jurisdiction, may be either regulated or non-regulated by government or government appointed industry.

Professionals practice in Australia, Canada, United Kingdom and USA. IPEMI.org's mission is to advance professionalism, ethics, quality, global standards (ISO.org/GAMUS.org), methodologies, advocacy, compliance, business & operational practices through the professional development of private equity real estate finance commerce, worldwide.

Regionally, the International Private Equity Mortgage Institute is known as the Private Equity Mortgage Institute PEMI®. The regional division of IPEMI.org administers industry professional-, and policy-level education services leading to the qualification, certification and licensure of Chartered Private Equity Mortgage Professionals (C-PEM®-P) within the core fields of mortgages, technology and quality management. In its role as a private regulatory body, IPEMI undertakes oversight, compliance and audit for all member individuals and organizations that trade in Private Equity Mortgage (PEM®). Members and Fellows of the Private Equity Mortgage Institute hold the prestigious C-PEM®-P designation.

Click on the PEMI® Logo below to learn more about the exciting and dynamic business of private equity mortgages.