Regular (not temporary) employees are eligible for short term disability insurance if they

• Are currently expected to work 30 hours per week or more

Please review information STD Enrollment Packet, complete the form(s) and return to a Benefits Specialist.  

See instructions on how to submit an Evidence of Insurability form online. 

Note: You will need to complete the Evidence of Insurability medical questionnaire if 

• You are applying for a $357 benefit level or higher 

• You are applying more than 30 days after your first day of employment

• You are applying to increase coverage more than 30 days after becoming employed

Short term disability insurance is offered 

• Within 30 days of hire, if hired into a benefit eligible position

• Within 30 days of a change in assignment to a benefit eligible position or increase in hours to meet eligibility

• STD is not offered at open enrollment

Coverage is effective first of the month following the start/change date. 

Information concerning payroll deductions

• Per payroll deductions are calculated by totaling costs divided by number of paychecks an employee receives annually

• Premiums are billed the month before coverage (i.e. September deductions pay for October coverage)

• New enrollees may have higher deductions for a time to catch up to billing cycle

• Recalculations may happen for a variety of reasons, including change in FTE, missed paychecks or audit findings

Provides the elected weekly benefit during disability following 0 days for accidental injury or 3 days for health condition (including birth) or illness. 

What is Short Term Disability?

Plan Booklet 

Coverage Maximum Levels

It is important to notify a Benefits Specialist if you believe you will qualify for short term disability benefits due to an accident, illness or condition.

File a Claim

A claim should be initiated within 30 days of the date the Elimination Period ends, if that is possible.  The claim packet is in 3 parts.

• Employer (MCPASD Benefits Specialist completes)

• Employee, and

• Attending Physician

Frequently Asked Questions about Pay during Disability Income