Regular (not temporary) employees are eligible for long term disability insurance if they

• Are currently expected to work 30 hours per week or more

There is no enrollment form required for coverage.  

Participation on LTD is automatic and is paid 100% by MCPASD.  

Coverage begins as of first date of employment or eligibility. 

 Provides benefit at a rate of 90% of pre-disability annual regular earnings following 60 calendar days of total disability. LTD benefits do not include additives, overloads or extended contracts. 

Certificate - Administrative / Supervisory Staff

• Maximum Annual Covered Salary $230,000

• Maximum Monthly Benefit $17,500

Certificate - Teachers / Support Staff

• Maximum Annual Covered Salary $135,000

• Maximum Monthly Benefit $9,375

It is important to notify a Benefits Specialist if you believe you will qualify for long term disability benefits due to an extended illness or condition.

File a Claim

A claim should be initiated within 30 days of the date the Elimination Period ends, if that is possible.  The claim packet is in 3 parts.

• Employer (MCPASD Benefits Specialist completes)

• Employee, and

• Attending Physician

Frequently Asked Questions about Pay during Disability Income