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Page last updated by CRT on 7 March 2024
Health Insurance
Health Insurance
Not Included | Required for all students
Not Included | Required for all students
To participate in an off-campus program, Dartmouth requires all students to have primary health insurance, either through the Dartmouth Student Group Health Plan (DSGHP) or other.
Primary insurance ensures continuity of care in and upon return to the U.S. and after a program has ended.
If you have waived the DSGHP enrollment because you have other health insurance, please be certain to check your policy to see that coverage is extended to accidents and illnesses sustained outside the U.S.
If you do not have a copy of your policy, contact your insurance company or insurance agent.
Prior to departure, you are urged to discuss personal health plan coverage with your family, medical provider, and your insurance carrier. Be certain to have proper health insurance identification with you, along with any instructions needed should you have to file a claim.
Insurance cards may not be accepted in some countries and that cash or a credit card may be required to pay for some services, care and/or prescriptions. Be sure to check your plan document for deductibles, co-payments, prescription coverage, etc.
Dartmouth Travel Assistance Program
Dartmouth Travel Assistance Program
International Programs
International Programs
To assist Dartmouth travelers in coping with the risks of travel, Dartmouth has partnered with International SOS to provide medical and security assistance and international travel medical insurance when traveling internationally on Dartmouth-sponsored programs.
For more details associated with the Travel Assistance Program and associated benefits visit the Dartmouth Travel Risk Management website.
ISOS provides travel assistance, medical assistance and advice, and medical referrals. ISOS also provides coordination for injuries, emergencies, and evacuations.
For all travel health medical issues you should contact ISOS by calling 001 (215) 942-8478 OR Email philadelphia@internationalsos.com (checked 24 hours) OR Download the ISOS app to phone and, with WIFI, call ISOS for free, or use the live chat feature. Then, use the Dartmouth ISOS ID 11BSGC000018
ISOS can answer questions, provide advice, offer a referral, and open a case whereby ISOS will assign a case number to track the issue and provide ongoing support until the matter is resolved/closed.
For additional travel recommendations visit the Dartmouth College Health Service website. Consider scheduling a Travel Consult with them for travel outside the U.S.
Domestic Programs
Domestic Programs
Students on domestic programs will use your primary insurance (DSGHP or other) for medical coverage. Services available to Dartmouth students that can be accessed remotely are also available to students on domestic programs. Students do not receive travel assistance services from ISOS.
On domestic programs, you can access counseling by calling your insurance company, contacting UWILL, or using Psychology Today: "Therapist Finder." In a crisis, call 911, call or text National Suicide Prevention Lifeline at 988, or use the UHELP Crisis Line at 833-646-1526.
For domestic exchange programs, direct your questions to your host institution to see if additional, local health care coverage or services are available to enrolled exchange students.
For additional information, call the Guarini Insitute at 603-646-1202 or email Guarini.Institute@Dartmouth.edu
Flight Insurance
Flight Insurance
Not Included | Not Required
Not Included | Not Required
It is your personal decision to purchase flight insurance. Budget sheet estimates do not include the price of flight insurance (nor does Financial Aid cover this cost) so this purchase would be made out-of-pocket.
Personal Property Insurance (PPI)
Personal Property Insurance (PPI)
Items such as laptops, cell phones, and clothes that are lost to theft (not cash), misplacement, or damage may be covered by PPI which can also protect against identity theft or unauthorized credit card or ATM use.
Faculty-Directed Programs
Faculty-Directed Programs
Exchange Programs
Exchange Programs
Included: Gateway Personal Property Insurance
Included: Gateway Personal Property Insurance
Students on faculty-directed programs have personal property and liability insurance coverage through Gateway included in their program.
Students who experience personal item loss should contact the Guarini Institute for instructions on how to make an insurance claim. The student will then work directly with Gateway to determine what is covered and to receive coverage. There is currently a $500 deductible and maximum coverage amount of $5,000 (subject to change).
Included as applicable: Program Partner Insurance
Included as applicable: Program Partner Insurance
For faculty-directed programs that work with a program partner, in many instances, those program partners provide supplemental travel insurance for students (API, Arcadia, CET). More information about this is explained under "Supplemental Health Coverage" on page 5 of your Program Guide.
More details on what is included in these policies will be shared via email from program partners.
Not Included | Recommended
Not Included | Recommended
Students on exchange programs are encouraged to check with their current insurance provider (or that of their parents) to see if they already have personal property and liability coverage.
Some homeowners and renters/dorm insurance provides personal property protection that could be added to an existing policy if it is not already active.
If this is unavailable, students should explore the possibility of independently purchasing this type of insurance to best fit their needs.
While the Guarini Institute does not endorse a plan, here are some resources:
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