Ontario Student Assistance Program 

OSAP applications for 2025-2026 School Year - Now OPEN 

OSAP is a program run by the Ontario Ministry of Training, Colleges and Universities, and funded by the provincial and federal governments. OSAP is a needs-based program. This means that it provides loans, grants, scholarships and bursaries based on a formula that compares your educational costs to expected contributions from your parents and your own income and assets. OSAP provides eligible Ontario students with financial assistance to help pay for their tuition, books, mandatory fees, living costs and transportation.

You should apply for OSAP at https://www.ontario.ca/osap as soon as the application becomes available. It generally takes 4-6 weeks for OSAP applications to be processed.

All students should apply by June 30 (the application will open in the spring) if they wish to use OSAP towards their tuition and would like the funding available at the start of their study period.

Entitlement is the amount of your OSAP funding as calculated by the Ministry using the information you provided on your application. Please remember that your application will be reassessed and the amount of your funding may change if your circumstances change. In addition, the income information that you and your family provided will be verified with information reported to the Canada Revenue Agency.

It is important to remember that if your situation changes on your application or you made an error, you must keep your OSAP application up-to-date!

For many students, the loans they receive from OSAP are their first major financial commitment. This year, the OSAP application includes an information module to improve applicants’ understanding of the program, their roles and responsibilities as OSAP recipients and provide some basic financial information. This information will help students build the knowledge and skills needed to make informed financial decisions throughout their lives.

Students who have questions about OSAP or the OSAP application can contact the Financial Aid Office at the college or university they are attending, or plan to attend.

The Ontario Student Assistance Program (OSAP) is a financial aid program that can help you pay for college or university.

OSAP offers funding through:

• grants: money you don’t have to pay back

• a student loan: money you need to repay once you’re done school

For more information about the program and/or to apply view the following links:

OSAP Quick Reference Guide

Apply NOW