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If you’ve had account management problems in the past, we’re sure you’ll find that our Freedom Second Chance Checking, Visa® MoneyMAX Card or Reloadable Debit Card will work for you. And if you need an emergency loan but don’t have the best credit, we’ve got a payday loan alternative, as well as a title loan alternative.
But we don’t just offer products that cover your day-to-day expenses – we also offer services that will help you build a secure financial future. To build a budget and create a plan to pay off debt, we have two free services: BALANCESM Financial Fitness Program and Debt In Focus. Both services provide personal actions plans to help you take control of your finances.
We also offer a host of services to help you build your credit. Did you know that your credit score can impact the interest rates you receive on loans, your ability to rent or purchase a home, even if a potential employer will hire you? To make your credit score the best it can be, we offer a Credit Builder Loan, free credit reporting and a Credit Check-Up service that will provide you personalized steps to improve your credit score.
Hey, we all make mistakes, that’s why we’ve created Fresh Start Checking. Fresh Start is, well, a fresh start, a second chance at a checking account. Perhaps you’ve had a difficult time and ran into some problems with your finances. Fresh Start offers you another chance with checking at Vantage.
Fresh Start Checking features:
•Free MyVantage online banking
•Free Bill Pay and My$Manager
•Visa check card
•No minimum balance
•Unlimited check clearings
•Overdraft protection from Regular Savings (subject to Reg D limitations) and Overdraft Line-of Credit if you qualify
As part of our commitment to helping our members enhance their financial lives whenever possible, Vantage Credit Union is pleased to provide free financial education and counseling services through GreenPath Financial Wellness. This professional organization, assisting individuals for nearly 60 years, has professional, degreed counselors available without an appointment to help you with
Immediate counseling—call toll-free for professional, impartial advice (see numbers below)
Budget counseling sessions—create a workable budget to reach your goals
Credit report counseling—review your report, correct inaccuracies, and improve your credit score
Debt management plans—get assistance negotiating concessions and loan payment agreements
Housing counseling—learn more and get support no matter where you are in the process: pre-purchase, reverse mortgages, or foreclosure prevention
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