Financial Aid & OSAP

University and college will be the second biggest investment that you will make, next to owning your own home one day. However, it is the most worthwhile investment as education opens doors to the future.

Ontario Student Assistance Program (OSAP)

WEBSITE: Click HERE
PRESENTATION: Click
HERE

OSAP is a financial aid program that can help you pay for college or university. OSAP offers funding through:

  • grants: money you don’t have to pay back

  • a student loan: money you need to repay once you’re done school

When you apply for OSAP, you are automatically considered you for both grants and a loan. If you don’t want to take a loan, and you’re a full-time or part-time student, you can decline it after your application is approved. Pay close attention to deadlines!

Students should apply for OSAP when the application launches in the Spring.


Additional supports for students with disabilities

  • If a student has a permanent disability or a persistent or prolonged disability, they could be eligible for full-time OSAP funding

  • The student must self-identify as having a permanent or persistent or prolonged disability when applying for OSAP to be considered for this benefit. Once the student applies for OSAP, the application will request a Disability Verification Form which must be completed by the student and healthcare provider, confirming the disability status and nature of the disability.

  • For the 2022-23 academic year, if the student’s disability status is approved on their OSAP profile, the student is considered for $4,000 in Canada Student Grant for Students with Disabilities (CSG-D).


Ontario Learn and Stay Grant (OLSG).
On March 29, 2022, Ontario announced A Plan to Stay Open, which includes a number of measures to recruit more doctors, nurses and personal support workers to the province’s health system. Based on the public announcement,
students will be eligible to receive full, upfront funding for tuition, books and other direct educational costs. UPFRONT grants are provided and honoured in exchange for years of service.

Learn more HERE

Student Bursaries and Scholarships

You can check with a college or university directly to see what financial aid programs they offer. These are all sources of money you don’t have to pay back. You could be eligible for:

  • bursaries

  • scholarships

  • work-study programs

  • summer employment opportunities

Be sure to check our Scholarships page in the menu at the top of this site.

Bank Loans

Banks, trust companies and credit unions offer student loans and lines of credit. Talk to your financial institution for information.