The 3 most important things to do to prepare to navigate the Insurance system are
1) Make sure the Host Family does not give their information to a provider
2) Make sure the Student has a partially filled out claim for with them to bring to the provider at the time of service, if possible
3) Make sure you know how to access any "bridge loan" funds so that bills can be paid to the provider, and then reimbursed once the claim form is submitted. The majority of claims experiences are positive, and the money arrives within 3 weeks of submission