What Is a Masonry/Brick Contractor Bond?

A Masonry/Brick Contractor Bond is a surety bond required by certain cities, counties, or state agencies for contractors specializing in bricklaying, stonework, concrete block installation, and other masonry services. This bond ensures that contractors comply with building codes, safety regulations, and permit requirements while performing masonry work.

If a contractor fails to complete work properly, violates building codes, or causes financial harm, a claim can be filed against the bond to compensate affected parties.

Key Points About the Bond:

• It is required for masonry and bricklaying contractors in certain jurisdictions.

• It guarantees compliance with local codes, safety regulations, and permit conditions.

• It protects property owners, the public, and regulatory agencies from financial losses due to improper work.

• It differs from insurance – a surety bond protects the public and government agencies, while insurance protects the contractor.

Who Needs a Masonry/Brick Contractor Bond?

You may need this bond if you:

• Perform masonry or bricklaying work as a licensed contractor.

• Apply for a contractor’s license or permit from a city, county, or state agency.

• Work on commercial, residential, or public construction projects requiring bonding.

From my experience, bonding requirements vary depending on project scope and location, so it’s best to check with your local licensing board, building department, or permit office to confirm whether you need a bond.

How Much Does a Masonry/Brick Contractor Bond Cost?

The cost of this bond depends on several factors, including:

• The bond amount required – Determined by local regulations.

• Personal credit score – Higher scores generally lead to lower premiums.

• Business financials and experience – Established contractors may receive better rates.

Typical Cost Range:

• Surety bond premiums typically range from 1% to 10% of the total bond amount.

• If a $10,000 bond is required, the annual premium could be between $100 and $1,000, depending on financial history.

How to Get a Masonry/Brick Contractor Bond

Getting bonded is a simple process:

1. Verify the bond amount required – Check with your local licensing or permitting authority.

2. Apply with a surety bond provider – Provide business and financial details to receive a quote.

3. Receive a quote – Your bond cost is based on credit, business experience, and required bond amount.

4. Pay for the bond – Once you accept the quote, complete your payment.

5. Receive your bond certificate – Submit the bond with your contractor license or permit application.