What Is an Indiana Excavation Permit Bond?

An Indiana Excavation Permit Bond is a type of license and permit bond required by cities, counties, and municipalities before issuing an excavation permit. The bond guarantees that the contractor:
✅ Follows local excavation laws and safety regulations
✅ Restores any disturbed public property, such as streets, sidewalks, or utilities
✅ Prevents damage to public infrastructure and compensates for any required repairs
✅ Ensures financial responsibility for any violations or non-compliance

If a contractor fails to meet permit conditions, a claim can be made against the bond to cover the costs of repairs or damages.

Who Needs an Indiana Excavation Permit Bond?

Any contractor or company performing excavation work on public or municipal property may be required to obtain this bond. This includes work such as:

• Trenching and digging for utility lines

• Roadwork and sidewalk construction

• Sewer and water line installation

• Site grading and foundation excavation

Cities & Counties That May Require This Bond

Some Indiana municipalities require an Excavation Permit Bond, including:

• Indianapolis

• Fort Wayne

• Evansville

• South Bend

• Bloomington

Before beginning work, check with your local permitting office to confirm the required bond amount and any additional conditions.

How Much Does an Indiana Excavation Permit Bond Cost?

The bond amount varies by location, but it is often up to $15,000. The cost of the bond depends on:

• Bond amount required – Typically between $5,000 and $15,000

• Contractor’s credit score – Higher credit scores usually mean lower premiums

• Business history and financial stability – Established contractors often receive better rates

Estimated Annual Bond Premiums

• $5,000 bond → $100 - $200 per year

• $10,000 bond → $150 - $300 per year

• $15,000 bond → $200 - $450 per year

In my dealings with excavation contractors, I’ve seen that most bonds are affordable and can be issued quickly when working with the right surety provider.

How to Get an Indiana Excavation Permit Bond

Getting an Excavation Permit Bond is simple when working with a knowledgeable surety provider. Here’s what you need to do:

1️⃣ Confirm bond requirements – Check with your local permitting office for the exact bond amount and conditions.
2️⃣ Complete an application – Provide your business details, financial information, and bond amount.
3️⃣ Undergo a credit check – Your credit history affects your bond premium.
4️⃣ Receive a quote – Get a price for your bond based on risk factors.
5️⃣ Pay for the bond and receive your certificate – Submit the bond to the permitting office to finalize your excavation permit.