Financial Literacy

This course will educate students about sound money management skills and the financial planning process. In addition, students will develop positive behaviors that are necessary to attaining financial maturity and achieving a secure future.

UNIT TWO:

This unit will cover a variety of topics structured around creating and maintaining a budget, while updating and analyzing monthly spending as an adult.

Specific topics will include:

1. Vehicle Purchase

a. Things to consider

b. Expenses that go along with having a car

c. Financing

d. Pre-owned vs new

e. Salesmen

f. Web sites to find cars

g. Carfax

h. Trading in old car or selling

i. Leasing vs buying

2. Payroll

a. Forms required when starting a new job

b. Determining net pay

c. Deductions

3. Filing Taxes

4. Investing

a. Savings accounts, Cds

b. Stocks, mutual funds

c. Retirement accounts

GRADES AND MISSING ASSIGNMENTS - SEE BOTTOM OF PAGE

Course Objectives:

THIS WEEK

THURSDAY: Filing Taxes VIDEO

Local Banks:

Bank of America

50 Main Street, Chatham, NY

First Niagara Bank

16 Coleman Street, Chatham, NY

Trustco Bank

193 Hudson Avenue, Chatham, NY

National Union Bank-Kinderhook

5 Depot Square, Chatham, NY