HSA & FSA Accounts: RMR

Overview: 

• • All team members who enrolled in HSA accounts or FSA accounts will receive cards and enrollment instructions via mail within 2 weeks of the start of the plan year. 

    • Once you receive your account information in the mail, create an online account at: https://www.rockymountainreserve.com/login/participant

FSA: Flexible Spending Accounts

• • DSST owns all FSA accounts. 

  • FSA accounts do not roll-over year over year and the funds must be spent by the end of the calendar year

  • You have access to 3 different types of FSA Accounts: 

    1. Dependent Care FSA: You must be eligible and working and the expense needs to be for a qualifying person.

    2. Health Care FSA :You must be benefits eligible and not be enrolled in a qualified high-deductible health plan.

    3. Limited Purpose FSA: You must be benefits eligible and enrolled in a qualified High Deductible Health Plan (HDHP)

HSA: Health Savings Accounts

• • You must be enrolled in a qualified high-deductible health plan.

  • You own the account, regardless of where the contributions come from.

  • HSA funds roll-over year over year 

  • You can change your contribution amount at any time, as long as you don't contribute more than the maximum amount to your account. 

    • To update your contribution amount, follow this Workday guide: https://dsst.zendesk.com/hc/en-us/articles/4409608051099-Change-Your-Benefits

HSA Investment Information