When tailoring your presentation slides, it’s crucial to align the structure and content with your overall presentation. Please read through the instructions on slide 1 and ensure all content is completed where required.  

Source the latest PropTrack data to back up the information you’re delivering. Personalise the slides by integrating local demographics and market trends.  

Delete slides that are not relevant to your state, such as state market trends and state-specific lender panel slides.   

🚨Make sure to remove all placeholders and instructions before delivering your final presentation. 

Educational social assets 🤔

This comprehensive suite of social media posts is designed to educate and engage your audience on the fundamentals of property investing and the investment loan options available to investors. These posts cover a wide range of topics, including the basics of property investment, understanding different types of investment loans, the importance of leveraging equity and strategies for maximising returns. 

Each post is crafted to be informative yet digestible, offering valuable insights while encouraging interaction.  

By consistently sharing this content, you can drive awareness, generate leads and create ongoing engagement with potential clients who are looking to invest in property. 

Caption 1: What is capital growth?

Capital growth is the difference between the current value of your investment property and the price you initially paid for it.   

If your property grows in value, you can sell it to realise the capital gain or access the equity you’ve built up in the property to fund another investment. 

If you’re thinking of purchasing an investment property, we can help you find the loan that best suits you. Let’s talk today. 

Caption 2: What are rental yields?

Before deciding on an investment property, calculating rental yield can help to give you a better idea of the ongoing return you could earn on that property.  

Understanding the rental yield of a property also means you’re better placed to decide whether a property aligns to your investment goals.  

If you’re thinking of purchasing your first or next investment property, we can help you find the loan that best suits you. Let’s talk today. 

Caption 3: The ideal investment property

When considering the type of investment property you want to purchase, it’s important to weigh up the location and features that would attract👫potential tenants, and how market trends may influence the property’s long-term value 📈. 

<We’re/I’m> here to support you with expert assistance on finding the right investment loan. Let’s talk through your options today. 

Caption 4: What is rentvesting?

Rentvesting is a great option if you want to secure your place on the property ladder, but can’t afford to buy a home with the space or in the location you want.

There are pros and cons with this investment strategy, here are a few to keep in mind:

PROS:  
Enter the property market sooner
Live where you want to 

Build equity and an income stream from your rental property
Start building your investment portfolio.

 

CONS:
You’re not buying a house to live in 

Rental rules will apply to the property you’re living in 

Less certainty about your ability to stay in your rental property long term  

If you’re interested in rentvesting, there’s a lot to consider. (We/I) can work through the different options with you and help you find the right investment loan for you. Let’s talk today. 

Caption 5: The potential tax benefits of an investment property

Did you know that if you own an investment property, there are certain expenses you might be able to claim as tax deductions, such as interest costs, repairs and maintenance costs, and strata fees. 

As with any tax deductions you claim as an investor, it's always important to seek independent financial and tax advice.  

When it comes to securing an investment loan, we’re here to guide you every step of the way. Let’s chat today. 

Caption 6: The importance of the right loan structure

Having a well-structured loan for your investment property could make all the difference. 

Remember, every investor’s situation is unique, that’s why it’s important to speak with an independent financial advisor. As your mortgage broker, we can help find the investment loan that works for you. 

Caption 7: What to research when looking for an investment property?

When it comes to finding an investment property, it’s important to do your research to determine what’s right for you. 

Buying a rental property calls for a different approach to choosing your own home. Be strategic and have a clear list of purchase criteria that aligns with your investment goals. 

We can help you find the right investment loan. Let’s talk today. 

Caption 8: Ways you can manage your investment loan

Now that you’ve purchased your investment property, it’s important to proactively manage your investment loan. 

We recommend regularly reviewing your investment loan to ensure it remains the best fit for your financial goals.  

From managing cash flow to staying informed about market conditions, these tips can help you stay on track. ✅ 

Caption 9: What is negative gearing?

When it comes to investing, the term 'gearing' refers to borrowing to buy an asset. Negative gearing is when the costs of owning a rental property exceed the rent returns you earn. The loss could be offset against your other income, which can reduce your tax bill. 

Contact us today and we’ll find an investment home loan solution that’s right for you. 

Caption 10: Can investors claim a deduction for stamp duty?

Generally, you can’t claim an income tax deduction for stamp duty when buying an investment property, because the ATO counts stamp duty as an ‘acquisition cost’. However, as an investor, you may be able to offset the cost of stamp duty against your Capital Gains Tax liability when you sell the property. 

If you’d like to understand more about stamp duty or investing, speak to us today.

Caption 11: Use these tips to help guide your first steps into property investing

If you're looking to delve into property investing, follow these tips: 

1. Set goals: Are you looking for an immediate rental yield, long-term capital growth, or a combination of both? This may determine the kind of property you buy and the location.  

2. Set a budget: Speak to us to determine your borrowing capacity and your desired purchase price.  

3. Plan for extra costs: Owning an investment property typically comes with ongoing costs such as repairs, council rates and land tax.  

4. Determine your ideal tenants: If you’re looking to purchase a property that appeals to young professionals, for example, consider purchasing an apartment or unit in the inner-city suburbs. If you’re looking to target young families, consider purchasing a home or townhouse in suburban areas near schools.  

If you’d like to know more, get in touch with us today.

Caption 12: Could you be using your home equity to invest in property?

When it comes to investing in real estate, equity could be the key to funding your next property purchase. Your equity acts as security with the lender, providing a smart path to buying another home, investing in property or renovating. 

Of course, it’s important to understand the pros and cons. To discuss the option of using equity to invest with an expert mortgage broker, talk to us today.   

Caption 13: Negative vs positive gearing, what's the difference? 

When it comes to investing, the term ‘gearing’ refers to borrowing to buy an asset. For example, if you take out a loan to buy an investment property, this investment is ‘geared’.

Negative gearing is when the cost of owning an investment property outweighs the income it generates each year. In contrast, a positively geared asset earns more each year than it costs to own. 

Both strategies have pros and cons, depending on your circumstances.

Talk to us about the best loan for you today. 

Caption 14: Interested in building a property investment portfolio?

If you’re considering building your property investment portfolio, Mortgage Choice can help. 

Whether you’re brand new to property investing or you’re a seasoned pro, we have the knowledge and expertise to help you secure the right investment loan to achieve your goals. 

We can also provide you with free PropTrack property reports, giving you access to rich data and valuable insights on potential investment locations. 

Check out this article  to learn more about property investment - https://www.mortgagechoice.com.au/guides/building-a-property-investment-portfolio/.  

💬 How to determine if you can afford an investment property

This blog post covers the following topics:

• Your borrowing capacity 

• Budgeting for ongoing costs 

• What is negative gearing?

• Get in touch

Copy and paste this blog content onto your mini-site. Make sure to update the fields in red to personalise your franchise/name and contact details.

💬 Accessing your home's equity to purchase an investment property

This blog covers the following topics:

• Estimate how much your property is worth

• Calculate your accessible equity

• Work out your servicing capability

• Review your loan options and refinancing costs

• Loan application and settlement

• How your broker can support you

Copy and paste this blog content onto your mini-site. Make sure to update the fields in red to personalise your franchise/name and contact details.

💬 Case study: Using home equity to purchase an investment property

Case Study: By tapping into their family home's equity, Kieran and Amelia purchased an investment property to generate wealth for their future. This case study covers the following topics:

• Finding the right investment opportunity

• Doing the sums

• Making an offer

• Generating wealth

Copy and paste this blog content onto your mini-site. Make sure to update the fields in red to personalise your franchise/name and contact details.

💬 Building a property investment portfolio

This blog covers the following topics:

• What are your property investment goals?

• What's your budget?

• How to determine strong growth areas

• What type of tenants do you want to attract?

• What's your exit strategy?

• How your broker can support you

Copy and paste this blog content onto your mini-site. Make sure to update the fields in red to personalise your franchise/name and contact details. 

DL Flyers

Customise these DL flyers in Marq by personalising with your contact details to drive enquiry directly back to you.  

To customise these assets, go to ‘Templates’ on the navigation bar in Marq and search ‘investment ’. 

If you’d like access to Marq and don’t currently have an account, email marketing@mortgagechoice.com.au with your request or visit the HelpCentre for more information.