FLEXIBLE SPENDING ACCOUNT

Pay for eligible expenses with tax-free funds

Take advantage of a Flexible Spending Account. Funds are withheld from your pay pretax; you can save up to 30% from your tax savings! Use the convenient Paylocity FSA Mastercard to pay for eligible medical and dependent care expenses. Employees may enroll at time of hire, during open enrollment, or after a qualifying life event (such as marriage, birth of child, etc.). Confused about which expenses use the HRA and which use an FSA? Visit this page for more information! Do not use your FSA card for any expense you plan to submit to the HRA for reimbursement.

⚠️Considerations Before Enrolling in an FSA

Because FSAs are tax-advantaged benefits, there are some things that may disqualify you from participating or limit your participation:

If your spouse participates in a Health Savings Account (HSA) through their employer, you may be disqualified from participating in a Healthcare FSA plan through Insight. To evaluate whether or not you are eligible, please speak to your tax professional. You may still participate in a Dependent Care FSA plan.
If your spouse participates in a Flexible Spending Account (FSA) through their employer, you can still participate in an FSA at Insight, but there are considerations about the maximum, especially for Dependent Care FSAs. See this page for more information.
Insight also has a Health Reimbursement Arrangement (HRA) that you are automatically enrolled in if you participate in our health insurance plan. While you can have an HRA and FSA at the same time, you cannot pay for an HRA-reimbursable expense with FSA funds.

Healthcare FSA

Dependent Care FSA

Some Eligible Medical Expenses

Copays & Prescriptions
Out-of-Pocket Dental Expenses
Glasses & Contacts
Diabetic Supplies & First Aid Supplies
Feminine Hygiene Products
Sunscreen
and more!

More Plan Information

2025 Maximum Contribution = $3,300
Employees can rollover up to $660 of unused funds into 2026.
Full balance available immediately when benefit starts, no need to build up balance

Some Eligible Dependent Care Expenses

Licensed Daycare or Adult Care (adult must be a dependent of yours)
Before & After School Care for ages 13 & under
Nanny Expenses
Summer Camp

More Plan Information

2025 Maximum Contribution = $5,000
Employees cannot rollover unused funds; DCFSA funds are "use it or lose it"
Employee must build up balance

How to Use Your FSA Funds

Using your FSA funds is easy! There are two options:

Pay for an eligible expense using your Paylocity FSA Card, or
Pay out of pocket for an eligible expense and submit your receipt for reimbursement:
- You can submit your reimbursement using the Paylocity App (see icon to the right) or the Paylocity website.
- Reimbursements for expenses incurred in a calendar year can be submitted until March 31 of the following calendar year (i.e. an expense from November 2022 can be submitted until March 31, 2023).

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