SBM ZET Credit Card is a FD based secured credit card which help customer to Increase/Build their credit score.
In SBM ZET Credit Card customer have to make an FD of :
5000 to 1 Lakh
Benefits:
· Customer will get up to 7% Interest annually basis
· Customer will get a credit card along with FD.
· Customer will get discount on Swiggy or Zomato up to 20% ( Example :- 100rs on 300 order value).
· Customer can purchase voucher from ZET application and get cashback in from of Zcoin.
· Customer get help to increase/build credit score
· Customer will get 90% credit limit of their FD amount
· Maturity Period is 390 days
· Customer can do Top up
Note: - If customer want to increase/build their credit score so they have to use minimum 30% - 40% of their limit.
If Customer want to break FD before Maturity
If customer want to break his FD before maturity so first we have to ask reason why he/she want to close his FD then provide information accordingly.
If customer still want to close FD then we inform the all benefits to customer
If still customer want to close FD then we will inform charges
· 499rs + 18%GST
· 1% of interest amount
· 18% GST will be charge on 499rs
· TAT of receive amount 7-10 working days
If still customer want to close FD then we will raise complaint with mention proper reason in remarks of FD closure.