Retirement Information

Retirement can be a very exciting time but it can also feel overwhelming. There are many decisions that you need to make regarding your health benefits during retirement. Once you are ready to retire or you simply have questions about retirement, the Benefits Department is here to help answer your questions and concerns regarding your benefits.

What happens to your medical benefits upon retirement?

CUSD highly recommends that you check your appropriate Bargaining Unit Agreement to get more detailed information about your rights as an active employee and future retiree.
Your benefits will roll over if you have completed the necessary paperwork from your retirement system. Payments will be deducted directly from your CalSTRS/CalPERS retirement check.
- - - CalSTRS (Certificated): (800) 228-5453 or (916) 414-1099
    - CalPERS (Classified): (888) 225-7377

What happens to your dental and vision benefits?

Payment(s) are required twelve times per year and rates are subject to change based on potential union discounts or rate modifications. All dental and vision payments will be invoiced by our third-party company called Health Equity | WageWorks.

WageWorks|Health Equity: (877) 864-9546

What happens if I have Supplemental Life Insurance through MetLife?

You will receive a notice to continue coverage that will be 100% retiree paid. You must contact MetLife within 31 days after the retirement date to advise of your desire to retain the policy.

MetLife: (800) 638 - 5433

CalSTRS

CalSTRS is here to support you in retirement. Take a few minutes to learn more about your benefits and the services available to you as a retired member. Explore our videos, attend a workshop or take part in our annual Retired Educator Event.

If you aren’t already registered, make sure to sign up for myCalSTRS so you can stay in touch.

Click Here to Find More Retiree Information

CalPERS

As the nation’s largest public pension fund, CalPERS serves more than 2 million retirement system members and more than 1.5 million health program members. CalPERS offers three basic types of retirement and death benefits to its members.

If you aren't already registered, make sure to sign up for myCalPERS so you can stay in touch.

Click Here to Find More Retiree Information

Learn the 4 Phases of Retirement.pdf

Learn the 4 Phases of Retirement

This guide will help you understand the retirement process depending on the age you want to retire. It is beneficial to see what tools and resources are available to you to help facilitate the retirement process.

Learn the 4 Phases of Retirement

Early Retirees

Compton USD offers our early retirees similar medical plan options with 3 United HealthCare HMO plans, 1 United HealthCare PPO plan and a Kaiser plan.

2025 Early Retiree Rates

Find a Provider (UHC Members)

Want to Enroll?

If you are an early retiree (under 65 yrs of age) and want to continue your benefits through Compton USD please reach out to the Benefits Department.

UHC Harmony /

UHC Alliance

Harmony - Summary of Benefits

Alliance - Summary of Benefits

UHC SigValue Full

Summary of Benefits

Kaiser

Summary of Benefits

UMR/UHC PPO

Summary of Benefits

Post-65 Retirees

Compton USD offers our post-65 retirees two (2) medical plan options with a Kaiser Permanente Senior Advantage plan and an Aetna Senior Advantage plan.

What is Medicare?
- - Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).
What are the parts of Medicare?
- - Part A (Hospital Insurance)
  - Part B (Medical Insurance)
  - Part C (Prescription drug coverage)

More Information on Medicare

Medicare Website

Social Security Administration Website

VEBA - Kaiser Senior Advantage Plan

Important Things to Know:

You must be enrolled in Medicare Parts A and B to participate in the California Schools VEBA
Kaiser Sr. Advantage plan and submit copies of your Medicare card for you and your dependents with the enrollment form included in this mailing.
You will continue to have access to the same doctors and Kaiser facilities as you do today.
If you want to opt-out of the California Schools VEBA Kaiser Sr. Advantage plan or explore an alternative option with Compton Unified School District, please contact the Benefits Department at 310-639-4321 Ext. 55132 or email lfigueroa@compton.k12.ca.us. If you do not enroll with California Schools VEBA, you cannot comeback on the plan at a future date.

Summary of Benefits

Retiree First - Aetna Senior Advantage Plan

Important Things to Know:

You must be enrolled in Medicare Parts A and B to participate in the Aetna MAPD Plan.
Put your Medicare card in a safe place in case you need it later. You will use only your Aetna ID card for Medical and Prescription Drugs.
You can use any willing Medicare medical provider, regardless of if the provider is in or out of the Aetna network.
No referrals are needed for Medicare covered medical services.
You should continue to be able to use almost any retail pharmacy as Aetna includes over 66,000 in-network pharmacies, nationwide.
Aetna also offers a Mail Order Pharmacy called CVS Caremark for your convenience. If you would like to use the CVS Caremark Mail Order Pharmacy, you will need new prescriptions.
You do not need new prescriptions for retail pharmacies. Simply show your new ID card and your refills will be processed under the Aetna MAPD Plan.
Please note: The CalPERS plan will no longer be available effective January 1, 2025. If you chose to not enroll into the Aetna MAPD, you will not have Medical and Prescription Drug coverage through Compton Unified School District.