Benefits

Welcome to BHI's Benefits 

Our annual Open Enrollment will take place in June 2024 with benefits changes to be effective July 1, 2024. Keep an eye on your BHI email for more information.

Benefit Summary Guides

Benefits Links

Medical Insurance 

There are three medical plans available, each administered by Vitori. BHI is partially self-funded, so employees’ premium dollars go into an account used only for the claims of other BHI employees. Currently, BHI covers 73% of the medical premium cost for employees and their dependents.

Our plans have a lot of perks through Vitori, so take some time to browse through the information below so you don't miss out on any money-saving program that may apply to you or your family.

HSA

A Health Savings Account (HSA) paired with your qualified high deductible health plan helps you and your family plan, save, and pay for qualified health care expenses. An HSA is a tax advantage savings account that you own and control, and you must be enrolled in one of our health insurance plans to qualify for an HSA account. 

HSAs are similar to retirement accounts in that they rollover year-to-year, they are portable when you move jobs or retire, the balance can be invested in mutual funds, and there are survivor benefits. 

BHI contributes to all HSA accounts. The amount contributed is dependent on the number of people on your health insurance plan.

Dental Insurance 

Vision Insurance 

Short Term Disability

Short term disability insurance replaces a portion of your base income if you are unable to work for a period of time due to a qualified off-the-job injury or illness. Cost can be calculated using the formula on the summary below, but for simplicity we recommend logging into Employee Navigator to view your premium.

If you do not enroll in short term disability during your new hire enrollment window, you can apply for coverage during Open Enrollment (held every June), but you will have to complete an evidence of insurability (EOI) form and your coverage will be subject to approval by the carrier.

Employee Assistance Program 

Blomquist Hale administers our Employee Assistance Program (EAP), which is a service that helps employees and their dependents suffering with stress, anxiety, depression, grief, loss and other personal and emotional challenges through therapy. The therapy can be in-person or virtual, and Blomquist Hale takes care of the entire service. As long as you are an active employee with BHI, all you have to do is call 1-800-926-9619. 

According to what you are looking for and needing, Blomquist Hale will help you find a therapist in your area or online. 

401(K)

To help employees start planning their retirement now, BHI offers traditional and Roth 401(K) plans to all regular full time and part time employees. You cannot enroll until you are benefits eligible; however, once you are eligible, you can enroll and/or make changes at any time. 

To set up your 401(K), contact Miranda Ivie with Andina Family Offices at 435-352-6030 or mivie@andinaadvisors.com. Let her know you work for BHI and want to set up your 401(K).

*Note: If you are enrolling more than 90 days past your hire date, you will need to call OneAmerica at 800-249-6269 to unlock your account before you can complete your enrollment. You will need to verify your legal name, date of birth, address, and original date of hire as it exists in OneAmerica's system. If you need assistance regarding any of those items, contact Rylie Roth at 435-789-5252 or rroth@bhico.com.

FAQs