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Welcome to BHI's Benefits
↓ Benefit Contacts Summary Page ↓
Benefits Contact List.pdfBenefit Summary Guides and Edge Courses
BHI 2025 Digitial BG Full Time Employees.pdfBHI 2025 Digitial BG Temp Employees.pdfBHI Spanish 2025 Digitial BG Full Time Employees.pdfBHI Spanish 2025 Digitial BG Temp Employees.pdfBenefits Links
Medical Insurance
There are three medical plans available, each administered by Vitori. BHI is partially self-funded, so employees’ premium dollars go into an account used only for the claims of other BHI employees. Currently, BHI covers 80% of the medical premium cost for employees and their dependents.
Our plans have a lot of perks through Vitori, so take some time to browse through the information below so you don't miss out on any money-saving program that may apply to you or your family.
Vitori - Member Advocate - B H, Inc.pdfVitori - Teledoc Flyer.pdfBH, Inc HSA 1650 SBC - 7.1.25 -FINAL.pdfBH, Inc HSA 4000 SBC - 7.1.25 FINAL.pdfBH, Inc Copay SBC - 7.1.25.pdfSpanish BH, Inc HSA 1650 SBC - 7.1.25 Final.pdfSpanish BH, Inc HSA 4000 SBC - 7.1.25 Final.pdfSpanish BH, Inc. Copay SBC - 7.1.25 Final.pdfVitori - Lantern Flyer.pdfVitori - Lantern FAQ.pdfVitori Member Flyer - International Pharmacy Program.pdfVitori Member Flyer - Costco Specialty Pharmacy.pdfVitori Member Flyer_Specialty Prescriptions.pdfVitori Member Flyer - Balance Billing Flyer.pdfHSA
A Health Savings Account (HSA) paired with your qualified high deductible health plan helps you and your family plan, save, and pay for qualified health care expenses. An HSA is a tax advantage savings account that you own and control, and you must be enrolled in one of our health insurance plans to qualify for an HSA account.
HSAs are similar to retirement accounts in that they rollover year-to-year, they are portable when you move jobs or retire, the balance can be invested in mutual funds, and there are survivor benefits.
BHI contributes to all HSA accounts. The amount contributed is dependent on the number of people on your health insurance plan.
Employee Only
Employee + One
Family
BHI Contribution Per Pay Period
$9.62
$32.69
$36.54
2025 IRS HSA Contribution Limits
$4,300
$8,550
$8,550
Dental Insurance
2025 Amertias Dental Plan Summary.pdfVision Insurance
2025 Ameritas Vision Plan Summary.pdfShort Term Disability
Short term disability insurance replaces a portion of your base income if you are unable to work for a period of time due to a qualified off-the-job injury or illness. Cost can be calculated using the formula on the summary below, but for simplicity we recommend logging into Employee Navigator to view your premium.
If you do not enroll in short term disability during your new hire enrollment window, you can apply for coverage during Open Enrollment (held every June), but you will have to complete an evidence of insurability (EOI) form and your coverage will be subject to approval by the carrier.
Accident
Accident insurance can help cover expenses and living costs if an employee is unexpectedly injured in an off-the-job accident. Coverage is available for employees and their dependents. The accident policy includes a wellness benefit, which pays a cash amount for getting certain wellness screenings. The employee pays 100% of the premium.
2025 Guardian Accident Summary.pdfHospital Indemnity
Hospital indemnity insurance is a cash benefit that can help cover expenses and living costs if an employee is admitted to a hospital. Coverage is available for employees and their dependents. The employee pays 100% of the premium.
2025 Guardian Hospital Indemnity Summary.pdfEmployee Assistance Program
Blomquist Hale administers our Employee Assistance Program (EAP), which is a service that helps employees and their dependents suffering with stress, anxiety, depression, grief, loss and other personal and emotional challenges through therapy. The therapy can be in-person or virtual, and Blomquist Hale takes care of the entire service. As long as you are an active employee with BHI, all you have to do is call 1-800-926-9619.
According to what you are looking for and needing, Blomquist Hale will help you find a therapist in your area or online.
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To help employees start planning their retirement now, BHI offers a 5% employer match for both traditional and Roth 401(K) plans. You cannot enroll until you are benefits eligible; however, once you are eligible, you can enroll and/or make changes at any time at https://login.standard.com/. Click on the following links for further instructions on logging into your account through The Standard.
Enroll in 401(k) for the First Time
English: https://players.brightcove.net/1079186452001/default_default/index.html?videoId=6289185437001
Spanish: Ver documento a continuación.
Already Enrolled in 401(k)
English: https://players.brightcove.net/1079186452001/default_default/index.html?videoId=6340609366112
Spanish: https://players.brightcove.net/1079186452001/default_default/index.html?videoId=6342191098112
401(k) Enroll Online Spanish.pdf401(k) Register Your Account.pdf401(k) Annual Notice - Fee Disclosure.pdf401(k) Enroll Online.pdf401(k) Increase Your Savings.pdf401(k) Annual Notice - Safe Harbor.pdf401(k) Annual Notice - QDIA.pdfFAQs
When do I become eligible for benefits?
When do I become eligible for benefits?
New hires become eligible for benefits on the first day of the month following 60 days from their hire date. Rehires' waiting periods can vary, so please contact HR for eligibility.
Where do I find contact information for our third-party advisors and administrators?
Where do I find contact information for our third-party advisors and administrators?
You can find a list of third-party advisors and administrators by opening this link. You can also always contact BHI's HR department for help and support as well.
Where do I go to setup my 401K?
Where do I go to setup my 401K?
You can self enroll here: https://login.standard.com/.
Click on the following link for further instructions on logging into your account through The Standard. https://players.brightcove.net/1079186452001/default_default/index.html?videoId=6289185437001
Alternatively, as a BHI employee, you have access to our 401k plan representative for enrollment support. To utilize this opportunity, contact Miranda Ivie with Andina Family Offices at 435-352-6030 or mivie@andinaadvisors.com. Let her know you work for BHI and want to set up your 401(K).
How much does BHI contribute to my 401K?
How much does BHI contribute to my 401K?
BHI currently matches contributions up to 5% of your income. If you choose to contribute 3%, BHI will match your 3%. If you choose to contribute 6%, BHI's match will remain capped at 5%.
When can I make changes to my benefits?
When can I make changes to my benefits?
Adding or dropping coverage and/or dependents can only be done during your new hire enrollment window or during open enrollment, unless you have a qualifying life event. A qualifying life event allows you to have a special enrollment window, but enrollment has to take place within 31 days of the date of the qualifying life event.
Examples of qualifying life events include:
Marriage
Divorce
Birth or adoption of a child
Loss of prior coverage (through spouse, parents, etc.)
Court or administrative order
When is open enrollment?
When is open enrollment?
New employees can enroll in benefits from their date of hire through the last day of the month prior to the day they become eligible for benefits. New employees become eligible for benefits on the 1st of the month following 60 days from their date of hire. (Example: If your first day was 01/15/2022, you would be eligible for benefits on 04/01/2022.)
If you are a rehire, please check with HR to confirm your eligibility date.
If you miss your new hire enrollment window, or if you want to make changes to your current benefits, open enrolment is in June of every year. Benefits elected during open enrollment will be effective on July 1.
If I leave BHI, when do my benefits end?
If I leave BHI, when do my benefits end?
Your benefits end on your last day of employment with BHI.
How do I access the money in my HSA?
How do I access the money in my HSA?
You can pay for your qualifying medical expenses with your HSA card. If your benefits have been effective for more than two weeks and you haven't received an HSA card in the mail, call HealthEquity at 866-346-5800.
When do I start accruing PTO?
When do I start accruing PTO?
Non-exempt, or hourly, employees begin accruing PTO when you become eligible for benefits. PTO accrues at 1.5 hours per week until you reach your 5 year anniversary with BHI; at that time, your accrual increased to 2.25 hours per week. On your 10 year anniversary, your PTO accrual increases to 3 hours per week. You can track your PTO accrual and usage on your pay stubs.
What are BHI's paid holidays?
What are BHI's paid holidays?
Employees who are eligible for benefits and PTO are also eligible for the following paid holidays:
New Year's Day
Memorial Day
Independence Day
Labor Day
Thanksgiving Day
Christmas Eve
Christmas Day
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