Bank of America offers a wide variety of credit cards to suit different needs and spending habits. Here are some of their most popular options:
Travel Rewards
Bank of America® Travel Rewards credit card: A good all-around travel card with a simple rewards program and no foreign transaction fees.
Earn unlimited 1.5 points for every $1 spent on all purchases.
Points can be redeemed for travel purchases like flights, hotels, rental cars, and more.
Bank of America® Premium Rewards® credit card: A premium travel card with more perks and higher rewards rates.
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
Earn unlimited 1.5 points for every $1 spent on all other purchases.
Get up to $550 in combined statement credits for airline incidentals, TSA PreCheck/Global Entry, and lifestyle purchases.
Bank of America® Premium Rewards® Elite credit card: The most premium travel card with luxury benefits and a dedicated concierge service.
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
Earn unlimited 1.5 points for every $1 spent on all other purchases.
Get up to $550 in combined statement credits for airline incidentals, TSA PreCheck/Global Entry, and lifestyle purchases.
Cash Back
Bank of America® Unlimited Cash Rewards credit card: A simple cash back card with a flat rewards rate on all purchases.
Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn.
Bank of America® Customized Cash Rewards credit card: A customizable cash back card that lets you choose your bonus category.
Earn 3% cash back in the category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings).
Earn 2% cash back at grocery stores and wholesale clubs.
Earn 1% cash back on all other purchases.
Other Cards
Alaska Airlines Visa® credit card: Earn miles on Alaska Airlines purchases and enjoy perks like a free checked bag and priority boarding.
Bank of America® Secured credit card: A secured credit card that can help you build or rebuild your credit. Requires a security deposit.
Bank of America® Student credit cards: Designed for students with features like no annual fee and rewards for responsible spending.
Key Things to Consider:
Annual fees: Some Bank of America cards have annual fees, while others don't.
Rewards programs: Choose a card with a rewards program that aligns with your spending habits.
Interest rates: Pay attention to the APR, especially if you plan to carry a balance.
Credit score requirements: Different cards have different credit score requirements