American Express Cards Benefits

You're asking about the benefits of some of the most popular American Express cards, specifically those geared towards travel and Delta flyers. Here's a breakdown:

The Platinum Card® from American Express

• Travel:

  • Airport Lounge Access: Enjoy access to the widest network of airport lounges among U.S. credit cards, including Centurion Lounges, Delta Sky Clubs (when flying Delta), Priority Pass Select lounges, and Airspace Lounges.

  • Airline Fee Credit: Receive up to $200 in statement credits per calendar year for incidental airline fees, such as checked bags or in-flight refreshments, on one selected qualifying airline.

  • Hotel Benefits: Enjoy perks at Fine Hotels + Resorts and The Hotel Collection properties, such as complimentary breakfast, room upgrades (when available), and late checkout.

  • Global Entry or TSA PreCheck Credit: Receive a statement credit for the application fee for Global Entry or TSA PreCheck every 4 years.

  • Uber Cash: Get up to $15 in Uber Cash each month, plus a bonus $20 in December, for U.S. rides or Uber Eats orders.

• Lifestyle:

  • Amex Offers: Access exclusive deals and discounts at a variety of merchants.

  • Concierge Service: Get assistance with travel arrangements, restaurant reservations, and more.

  • Purchase Protection: Protect eligible purchases against damage or theft.

  • Return Protection: Return eligible items for a refund if the merchant won't take them back within 90 days.

• Rewards: Earn 5X Membership Rewards® points on flights booked directly with airlines or on prepaid hotels booked through Amex Travel.

The American Express® Gold Card

• Travel:

  • Airline Fee Credit: Receive up to $100 in statement credits per calendar year for incidental airline fees, such as checked bags or in-flight refreshments, on one selected qualifying airline.

• Dining:

  • Dining Credit: Get up to $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations.  

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• Rewards: Earn 4X Membership Rewards® points at restaurants worldwide, plus takeout and delivery in the U.S., and 4X points at U.S. supermarkets.

Delta SkyMiles® Credit Cards from American Express

These cards come in several varieties (Blue, Gold, Platinum, and Reserve), each offering different levels of benefits and rewards. Here are some common features:

• Free Checked Bag: Most Delta SkyMiles cards offer a free checked bag for you and others on your itinerary.

• Priority Boarding: Board earlier to snag overhead bin space.

• Miles on Delta Purchases: Earn miles on every Delta purchase.

• Medallion® Qualification Dollars (MQDs): Earn MQDs toward Medallion Status, which unlocks even more perks.

• Delta Sky Club Access: The Delta SkyMiles® Reserve American Express Card offers access to Delta Sky Clubs.

Important Notes:

• Annual Fees: These cards have annual fees, so factor that into your decision.

• Terms and Conditions: Benefits and rewards are subject to change and have specific terms and conditions. Always read the fine print before applying.