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Post date: Aug 22, 2014 7:09:03 PM
Personal finance experts suggest seven simple steps to help everyone, including students, keep their finances on track. Use them as guidelines as you spend and save:
- Always pay your bills on time.
- Keep bills current for 12 consecutive months.
- Keep balances below 50% of the credit limit.
- Apply for new accounts only as needed.
- Make sure information on credit report is correct.
- Monitor co-signed and joint accounts.
- Be ready to explain what caused the credit problem, and what you’ve done to make things better.
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