SmartOI Terminal is a simulator s/w running on MS Windows environment to simulate terminal’s behavior in EMV chip card transactions. SmartOI Terminal is an example of EMV application kernel and developed on the basis of SmartOI L2 Core & Kernel. IFM interface is available through PC/SC reader.
Features
easily set configuration to test chip card.
automatic online interface with SmartOI Host simulator.
show terminal behavior in detail for EMV transaction.
simulate terminal behavior.
support any kind of terminal type
support all CVM
support all ODA methods (SDA, DDA, CDA)
support configurable AIDs list for application selection
support configurable CAPKs, RID and CAPK Index, Revocation List, and Default DDOL for ODA
Simulation prerequisites
SmartOI Host simulator for online simulation.
TCP/IP Ethernet connection to communicate with SmartOI Host simulator.
PC/SC reader for IFM interface.
ICC to be tested.
Available configurations
Terminal
Terminal Type
Terminal Country Code
Transaction Currency Code
Terminal Capabilities
Additional Terminal Capabilities
Other values
Application Selection
Support PSE selection method
Application ID
Offline Data Authentication
Certificate Authority Public Key
RID & CAPK index
Revocation list
Default DDOL
Card-holder Verification
PIN pad status
Terminal Risk Management
TRM values
Exception file
Terminal Action Analysis
TAC Denial/Online/Default
Completion Processing
Default TDOL
Expected Effects
For EMV chip card issuers, simulating chip card running on terminal with issuer’s response can be very helpful to verify it before issuing.
For EMV solution providers, SmartOI s/w series may give synergy to customers or themselves with their solutions.
For terminal vendors who need EMV level 2 solution, SmartOI s/w series can be a guideline to implement it on their terminals.
For everyone who is interested in EMV, SmartOI s/w series can be very helpful to study EMV specifications.