Course Outline
Financial Literacy & Money Management 1
Mr. Amberger
School Phone 518.792.6564 - Twitter @ambergergfhs
General Outline of topics covered:
Improve your overall awareness of money
Introduce investment options for wealth management
Compare loan options and interest rates for homes and car purchases
Develop personal budgets based on realistic career options, income and spending
Compare credit/debit cards
Understand credit options and risks
Understand FICO scores
Complete personal tax forms
Complete banking/check writing simulations
Identify career path(s) you may be interested in
Improve job search skills such as resume's and cover letters, etc.
Analysis of career choice and its' impact on lifestyle/money decisions
My overall theme will be that money is important but should not rule your life.
You should work hard to earn money and then spend it on what's important to you. (It's ok to spend money!)
Staying out of debt is very important to me.
Grading and basic rules...
Attendance:
Please be in the classroom when the bell rings. If you need to use the restroom, be reasonable about how much you leave the room, including for restroom breaks. Ask, sign out, leave your phone, go, and come back in a reasonable amount of time.
Grading:
I use a simple point based system. Add up the total possible value of what was graded, then add up what you earned.
Divide them and that's your quarterly grade.
Example:
Your assignments and projects are worth a total of 1,000 possible points for the quarter. You have earned 930 points.
930/1,000 = 93%.
Improving your work: If you do not receive the grade you would like, you have 5 days from the due date to make improvements and re-submit.
Late work:
Assignments are collected on the due date at the end of class.
Up to 2 days late: Highest grade is a 75
After 2 days late: Highest grade is a 50