This quick overview is designed to introduce you to the health, welfare, and retirement savings plans offered at WWS.  Click on active links to learn more about each benefit. 

• Medical coverage through Anthem BCBS 

  • 3 plans offered to fit your needs, Health Savings Account eligible plans available

  • Employees & family members covered by one of our Anthem medical plans have access to utilize the Riverview Employer Health Clinic at NO COST. There are 70+ prescriptions free of charge if prescribed by clinic and filled at Riverview.

• Dental Coverage through Delta Dental

  • This coverage is offered for a premium of $1 annually for employee + family.  

• Vision Coverage through  Blue View Vision (Anthem)

  • This coverage is offered for a premium of $1 annually for employee + family.  

• Basic Term Life Insurance & Long Term Disability  provided by New York Life / Cigna 

  • These are automatic benefits and require no enrollment.  These policies are effective for the duration of your employment with Westfield Washington Schools.  Click on the active links for full details. 

  • New Employees: Please complete the Beneficiary Designation Form and return to Benefits Department. 

• Retirement Plans available through Corebridge Financial & Lincoln Financial Group

• Optional section 125 benefits offered by American Fidelity 

• Retirement Plans available through Corebridge Financial & Lincoln Financial Group 

  • must work 20+ hours per week

  • No match available for part time employees (<30 hrs/week)

• Optional section 125 benefits offered by American Fidelity  

  • must work 17.5+ hours per week

The choices you make for health coverage remain in effect until the next annual open enrollment.  However, if you experience a qualified life event (QLE), you have 30 days to report it in writing by contacting the Benefits Coordinator.   A "life-changing event" or qualified life event can include:

•    Marriage

•    Divorce

•    Birth or adoption of a child

•    Death of a dependent spouse or child

•    Loss of other group health care coverage through job change/loss 

You can add/remove dependents to the plan but you cannot change the plan itself. This can only be done during open enrollment.  

Dependents

You may also elect medical and/or dental or vision coverage for your eligible dependents: 

• Legal spouse

  • Spouses who have insurance offered through their jobs ARE ELIGIBLE for our plan. We do not have a spousal carve-out.

• Dependent children up to age 26

  • Children are considered eligible for coverage if they are your natural children, stepchildren, legally adopted children, children placed with you for adoption or children for whom you are legal guardian. 

Disabled Dependents

In accordance with the Patient Protection and Affordable Care Act (PPACA) of 2010, the definition of eligible individuals under our medical, dental and vision plans has been changed to include children under age 26, regardless of marital status, financial dependence status and full-time student status. The definition of Disabled Adult Child has not changed. 

All full-time employees working 30 or more hours per week are eligible for all benefits. 

New Hires

You must enroll within 31 days of your hire date. Coverage begins on the first day of the month following the deduction of one full month's premium and receipt of the required enrollment forms.  All other benefits are effective on the first day of the month following your hire date. 

Open Enrollment

All full-time employees participate in open enrollment each year.  Watch your email communication for exact dates each year.

Learn More About How to Enroll in Benefits