Information on Housing Programs
Acquisition-Rehab-50/50
The Acquisition-Rehab program assists qualifying low-income homeowners in the City of Buffalo secure a conditional grant for one-half of the rehab costs.
This program is available to homeowners whose property:
Is in need of major repairs and has been (or will be) purchased through the In Rem tax auction, a bank foreclosure, HUD or FHA sale, or private sale or transfer of title within a family
Is a property with multiple emergency conditions, and the property not located on a target street
Is a property with emergency conditions and letters of violation that have been referred to housing court
The homeowner must remain in the home for 10 years and it must be their principle place of residence for that length of time.
Download the brochure for more information Download the flyer for more information
RESTORE Program
The Residential Emergency Services to Offer Home Repairs to the Elderly (RESTORE) program offers homeowners over the age of 60 financial resources to cover the costs of emergency repairs that impact the health and safety of the resident, or affects the livability of the home with a goal of creating sustainable health housing to aide community members with aging in place.
Eligible Repairs Include the following:
Leaking or deteriorated roof
Replacement of malfunctioning water heater, furnace or boiler
Replacement of non-functioning, unsecured, or broken windows
Hazardous main entry, including porches, decks and exterior steps
Eligibility Criteria:
Must own and occupy the unit receiving assistance as a primary residence
Must be age 60 or older
Household income cannot exceed 100% of the area median income
Have $15,000 or less in household assets
Be current on all municipal obligations
Must have homeowners insurance
Emergency Repair Program
Terms:
Applicants must be below 80% of the Area Median Income (AMI)
Applicants must have owned and occupied their home for at least 1 year prior to applying
Funds are available as 0% interest loans or conditional grants, with repayment depending on income.
Subject to a 10-year lien period in which the homeowner must continue to own and occupy the home, or applicant will need to pay back funding.
Properties with the following conditions are not eligible:
if there are multiple issues or the property or
has been acquired in “as is” condition as a result of private purchase or tax foreclosure
outstanding municipal obligations
What is Considered an Emergency?
A break in the sanitary sewer line
A break in water service
A leaking roof system
Electrical hazards at the main panel
A hazardous chimney
Water meter installation/repair
Defective heating systems
Defective hot water storage heaters
Download the brochure for more information Download the flyer for more information
South Buffalo Owner Occupied Home Improvement Program
The South Buffalo Owner Occupied Home Improvement Program assists homeowners with making health and safety repairs to their homes. Funding is made available through New York State Homes and Community Renewal.
Must be an owner occupant and own no other property
Household income and asset limits apply
Funding available as a 0% interest loan with deferred payments given the loan terms are met for the duration of the loan period. A construction analyst fee is required, but not at the time of application.