Housing Rehabilitation Programs

Acquisition-Rehab-50/50

The Acquisition-Rehab program assists qualifying low-income homeowners in the City of Buffalo secure a conditional grant for one-half of the rehab costs.

    • This program is available to homeowners whose property:

      • Is in need of major repairs and has been (or will be) purchased through the In Rem tax auction, a bank foreclosure, HUD or FHA sale, or private sale or transfer of title within a family

      • Is a property with multiple emergency conditions, and the property not located on a target street

      • Is a property with emergency conditions and letters of violation that have been referred to housing court

    • The homeowner must remain in the home for 10 years and it must be their principle place of residence for that length of time.

Download the brochure for more information

South Buffalo Owner Occupied Home Improvement Program

The South Buffalo Owner Occupied Home Improvement Program assists homeowners with making health and safety repairs to their homes. Funding is made available through New York State Homes and Community Renewal.

    • Must be an owner occupant and own no other property

    • Household income and asset limits apply

    • Funding available as a 0% interest loan with deferred payments given the loan terms are met for the duration of the loan period. A construction analyst fee is required, but not at the time of application.

This program is not currently accepting applications.

Download the brochure for more information

Emergency Repair Program

  • Applicants must be below 80% of the Area Median Income (AMI)

  • Applicants must have owned and occupied their home for at least 1 year prior to applying

  • Funds are available as 0% interest loans or conditional grants, with repayment depending on income.

  • Subject to a 10-year lien period in which the homeowner must continue to own and occupy the home, or applicant will need to pay back funding.

  • Properties with the following conditions are not eligible and should instead apply for the Acquisition/Rehab 50-50 Program:

      • if there are multiple issues or the property or

      • has been acquired in “as is” condition as a result of private purchase or tax foreclosure

What is Considered an Emergency?

  1. A break in the sanitary sewer line

  2. A break in water service

  3. A leaking roof system

  4. Electrical hazards at the main panel

  5. A hazardous chimney

  6. Water meter installation/repair

  7. Defective heating systems

  8. Defective hot water storage heaters

Download the brochure for more information