Moving out!

Class #1 Time to move out!

1. pro/con t-chart of moving out (independence, cost, lonliness, freedom of movement and time, etc...)

2. where to look for places to rent (craigslist, kijiji, marketplace, rentals.ca, zumper, liv.rent, etc)

3. What are the types pf places you'll find for rent? (basement, condo, apartment, room in house, townhouse, house, etc...)

4. What are you looking for? price, size, location, furnished?, included utilities, laundry, laundry, transportation, etc.)

Class #2 Searching for a place to rent!

Rule of 30%!

When you're budgeting to move out, you should NOT spend more than 30% of your take home income on housing (rent or mortgage).

Todays class is going to ask you to look for trends over the time you're doing this search. Things to look for: Where is it most expensive? why? Where is it cheapest? why? what location is the best? why? what's the most exciting listing? Where are there the most listings? etc... 

In each city, add your filters, then look at what you might be able to rent...look at the pictures, read the information, get a feel for the type of rentals available...

Sort from cheapest to most expensive, and work your way up:)

1. let's give you some parameters...look for 1 bedroom, or studio, or a room in a shared place

2. price from 0-$2000

3. Location

a. check out many rentals in all 3 of these places: Maple Ridge vs Vancouver vs Nanaimo

b. Check out 2 or more of these places: Toronto Ontario, Calgary Alberta, Moose Jaw Saskatchewan, Charlottetown PEI, Halifax Nova Scotia.

*What are the trends? What did you notice/learn/find?

Class #3 The Expen$e$

What are all the things that cost money that you need to be ready for when you live on your own? (Expenses) Make a list!

Order your list from most important to least Important!

then,

1. How much does internet cost? Look at Telus, Bell/Rogers, and one other small-brand to compare. Don't just look at price, look at speed, coverage, how many Gb you get per month, and any other important details...

2. Interested in regular TV from your internet provider? Check out the prices, just for fun and see what channels you get!

3. check this link to get familiar with a BC Hydro bill

3. Check out your natural gas bill from Fortis at this link...

4. These are some videos to help understand a Telus home service bill... I suggest going to "Quick video guide: Your HOME service bill explained, then watch the first 1 or 2 videos...or more:)

5. Lastly...a cell phone plan (NOT your parents, or a joint account...your OWN)

check out prices, coverage, speeds, limits, reviews...and while you're at it...add a new phone.

*What's the monthly cost for the plan you need and the phone you want (new or refurbished)? Give all the details.

*Realize that the "Big 3" own other cariers and advertise them as "budget friendly" Fido, Koodo, PC, Virgin, etc...are all owned by someone else. They often use the same network. make sure you know before you sign up!

Class #4: Being Food Savvy! It's not just about better health, it's about better spending!

Class 4a (download a spreadsheet app, or use an on-line version like Google Sheets, Apple's Numbers, or Microsoft Excel Spreadsheet)

Create a weekly menu! Create a spreadsheet (call it Food/Menu Spreadsheet) with the days of the week across the top, and breakfast, lunch dinner, snacks, drinks as the leftmost column. What will you eat? (Label this tab as Weekly Menu)

1.        Why is food important? What do you get from food? What is a “balanced” diet?

2.        Breakfast: what do you like to eat for breakfast? What could you add to make it better for you? Remember…this is not necessarily what you currently do, but should be what you should do!

3.        Lunch: come up with at least 5 different lunches you could have.

4.        Snacks/drinks: what “between meal” foods and drinks do you want? need?

5.        Dinner: Make a 1 week menu of balanced meals that you should have

a.        Each meal must contain a protein, starch, and vegetable

b.        Menu items may not be overly processed/or pre-packaged

c.        Variety is the spice of life!

d.        Ease of preparation is important, as is the potential cost!

Class 4b

6.        Grocery list: Create a second page to your spreadsheet! Label this tab Shopping list

a. column 1: create a list of all the food you’ll need to make this weekly shopping trip. Don’t forget to add a treat or 2, some fruits/veggies, and things you may need for a recipe, but don’t need to buy each week (flour, salt/pepper, oil, oats, protein powder, etc…)

7.        Now add a toiletries line under drinks: toothpaste, deodorant, toilet paper, soap, shampoo, contact cleaner,

8.        Now add cleaning stuff under that: Lysol, polish, windex, dish soap, hand soap, stain remover, scrubbies for dishes,  etc.

Class #5: Pricing it out! (this cannot be done until you have an approved grocery list! See Mr. White)

Use your teacher-approved weekly shopping list (spreadsheet) from last week and look up the price and size/quantity for purchasing it.

Go shopping! Get it locally at Save-on, Costco, Superstore, or other Maple Ridge store.

Column 2: location

Column 3: price

Column 4: details (size, brand, quantity)

Be thoughtful:

a. if you buy a 1 lb of ground beef, it might make 2 or 3 meals worth of dinner (or 1 if you eat a lot:)

b. Things like toilet paper, salt, toothpaste, shampoo might last a month...is it better to buy bigger items that last longer, or smaller ones?

Class #6: Unit Pricing. Find the price per unit below, or the cost of the food in the add!

Unit Rate Ratios (review)

6 eggs cost $3, so 9 eggs cost?

Think "price per unit" and do them as equivalent fractions

$3/6 = $x/9

cross multiply and solve for x

To compare unit pricing (so you know how to buy ketchup that is the cheapest per volume), convert to find the unit rate, then ask yourself how much you need!

Class #7: Tenant Rights and Responsibilites

Assignment: Check out these links above, then with a partner read the summary below, and explore the sample budget of average first place expenses. Answer the questions at the bottom.

Sample Rental Agreement