November

Investing!

Once you've started your bank account, it's time to start seeing some growth. Once you have a sense of your ins and outs monthly, you can start to find the patterns and trends.

• What are you typically spending on food?

• What are typically spending on transportation?

• Regular bills and payments

• regular income (Maybe?)

Plan for your yearly expenses (things due and paid annually)

• renters insurance

• car insurance (if not paid monthly)

• Taxes

• life insurance (?)

Make a spreadsheet budget so you can track it over time...

After you have consistency, set some expanded financial goals:

• saving for a house?

• saving for a new car?

• saving for a big trip?

• saving for retirement?

• ALL OF THE ABOVE!

Life is not about working for the weekend and paying rent...it's about making money to look after your needs, then doing what you want/enjoy with the people you love. Make memories, experience things greater than working and weekends...this is living!

Class #1

Moved out...check!

Have transportation...check!

Have a good stable job...check!

Have a bank account...check!

Have a savings account growing?

Have money set aside for an emergency?

Now what?