LOAN MANAGEMENT SYSTEM PROJECT REPORT

BANK LOAN MANAGEMENT SYSTEM PROJECT

Introduction

The main objective of developing this project is to handle the all details of Loans and Investments in the bank. The project has been developed to smoothen the processing of Loans in banks. Our proposed project automates the loan process from both, bankers as well as customer’s side. Customer can apply for a loan and after approved it they can track their details from online. LOAN MANAGEMENT SYSTEM is a very efficient process to handle all loan related transaction in a very accurate and convenient way. Bank loan management system is an interface which facilitates a customer to apply for a loan online and to track the status from time-to-time. This system provides detail about the customers, their loan details,EMI details and its rate details.Getting a loan is a very tiring and complicated process in India. It may take weeks even months for loans to get approved and people have to visit the loan office again and again for document and verification. Using with this system admin can find customer details easily and it’s a paperless system so workload is reduced. It is very helpful for those banking staffs who are in the charge of loan management, it provides a very reliable and convenient form for every loan and emi related transaction and their related details. Interest rates and the loan details are also available at the click of a mouse. Bank loan management system is unique in such a way, it not only helps the customers but also the loan agency to check the pending, assign it to a departments, complete the formalities and procedures between the departments and arrive at decisions to very fact. System provides download option to download different type of loan form in MS word document. It also generates a very customer friendly and understandable form for their transaction information as the receive form after a transaction which contains all the information related to next emi date, remaining amount etc. After registration customer can use the system easily and also customer can view any query about loan details as well as EMI details in their profile. Most of the bank out-sources pre-loan process to loan agencies to reduce the burden and let the agencies pickup the information from customers and verify it before it is being forwarded to the actual bank for approval of loan. this system provides good communication for the customer and bank employee. This system provides a facility to generate the reports very easily.

Proposed bank loan management system

The customer can directly apply for a loan by selecting a bank and loan type from the list available. Here once the customer fills basic enquiry form, it reaches the bank server so he gets a login id password. The application is received by loan agency who will have three departments- PickUp, Verifiaction and Legal. The server administrator now can check it and select whether to go forward or reject the candidate. This system can be controlled by the administrator. First he will look at the application received and allot the application for a particular employee of pickup department. If he needs to go forward the banker may select to send customer to next stage. Now the customer gets stage 1 approval and needs to upload his scanned documents to the site through his login. The employee will go and make a physical verification of the documents at the customers and receives the documents necessary for the loan. Once the documents are submitted they are cross verified at the server and reply is sent to server. The system server also gets the person location and his image secretly by tracking the computer through which he submits documents to the bank server needed for bank verification. Then he logs into this system and forwards the application to the verification department which will verify the whereabouts of the person, his organization, his salary particulars etc. The bank may now cross verify customer details and also request extra documents by sending online alerts to the customer email. and then forwards the application with a status verified. Then application reaches the legal department. The legal department people will verify the builder details and when satisfied sends their report to the administrator.

The customer just needs to upload needed documents online and can also track loan status. The administrator or final approving authority views both types of reports, Viz, the reports from verification department and the report legal department. This will help him to take a decision regarding whether to forward it to the bank or not. The same is communicated to the customer.

He gets a Message verification as once his loan has been approved from confirming the process. The customer can at any time view the status of his application and can send any messages to the administrator and can get clarifications from him. Thus the bank loan management system s/w helps to simplify the loan system along with making the work easy.

Existing bank load management system

At present the finance division does not have any automated system to manage the data of Loans, Grants and Investments. They have to rely on manual system which is time consuming. Existing system doesn't maintain details with proper security and can’t track details easily. It doesn’t allow the customer to check their profile in proper way which leads customer dissatisfaction. and any addition, deletion or modification to any data or retrieval of data requires lot of time and effort.

It does not provide option to download loan form. Existing system doesn’t contains functionalities of fast retrieval information such as customer details and maintenance of all the loan details so it involves lots of paperwork. Apart from administrative task being cumbersome, manual system of registration is also long and error-prone. it Doesn’t user-friendly interface.

Lots of time is required to manage customer info & details so it feels that existing system not accurate and therefore maintenance becomes very complicate. In the manual handling of data filled by dealing hand users, administration has to keep the forms in order and check manually all the fields filled by the users to ensure that each field is correctly entered. It used to take more time to find customers because there are required extra manual effort such as to hire candidate. It is tedious process as one has to inform the users to fill the correct information. There is no provision to prevent incorrect data entry in form and the data masters. It is very difficult to generate different reports as per the business requirement.

ER DIAGRAM OF BANK LOAN MANAGEMENT SYSTEM

ER DIAGRAM OF BANK LOAN MANAGEMENT SYSTEM PROJECT

ADMIN USE CASE DIAGRAM

USE CASE DIAGRAM OF BANK LOAN MANAGEMENT SYSTEM PROJECT

Loan Management System is used to automate the back office activities of bank and finance company offers any type of loans. From an end-user perspective, the Loan. Download Education Loan Management System ASP.Net project abstract, Project Report, Full documentation, source code, database File, Paper Presentation, Screen (case insensitive) Please enter the text within the image on the left in to the text box below. This process is used to prevent automated posts.

CUSTOMER USE CASE DIAGRAM

CUSTOMER USE CASE DIAGRAM OF BANK LOAN MANAGEMENT SYSTEM PROJECT

project report on loan management system' Project Report On Inventory Management. Loan Management System has been designed to Printing Statement, Reports. User Management. i am student, my project is on (loan processing system), Loan Management System for Servicing Loans. you with every loan management function crucial government reports and numerous management. Saving account and loan management system a VB Project” is designed for maintaining different types VB Projects on Courier Management System with Project Report.

ADMIN ACTIVITY DIAGRAM

ACTIVITY  DIAGRAM OF BANK LOAN MANAGEMENT SYSTEM PROJECT

Employee loan management system project( vb.net) is a visual basic project which is useful for organizations and banks for managing employees loan details and Loan Management System - VB6 + Oracle Abstract. Project Details: No of Form, Pages, Reports in project source : 15, No of database tables : 5, No of pages in project. Employee Loan Management system,Ask Latest information,Abstract,Report,Presentation (pdf,doc,ppt) loan management system project report.

CUSTOMER ACTIVITY DIAGRAM

CUSTOMER ACTIVITY  DIAGRAM OF BANK LOAN MANAGEMENT SYSTEM PROJECT

BANK LOAN MANAGEMENT SYSTEM FULL REPORT.pdf

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