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Straight Talk About Scholarships
96% of all scholarship money comes from the colleges (who want you to come). You can apply for local scholarships but the REALLY BIG $$$$ comes from each college - which has their own unique process to win their money. Scholarships from colleges come from a variety of options:
List of schools with full tuition scholarships you can compete for.
Automatic scholarship money based on your grades and activities - given when you apply, or shortly thereafter. (4-year colleges want foreign language & hope to see dual credit and AP classes while in high school if you had access to them.)
Departmental scholarships for which you must write more essays or go to a scholarship weekend competition.
Visit scholarships - because I made the effort to attend an event on their campus.
Alumni or legacy parent scholarships
D1 and D2 athletic scholarships can be an option.
There is a link for LOCAL CELT SCHOLARSHIPS under the scholarships tab. I don't yet have paperwork from the Chamber on Keizer Future First Citizen.
Remember: you may also be stacking the above merit money with need based money such as:
FAFSA or ORSAA money
University need based money
Outside scholarships
Student savings
A student who does not qualify for college need based money may be better off working and saving during high school if they would like to attend a 4-year college right after high school. How do they learn if they will qualify for need based money?
One, they run a FAFSA estimator early in high school and understand how it impacts them.
Two, they run the net price calculator on each college website for the colleges they want to attend.
Parent Savings
Student summer work contribution
Federal Student Loan (Max $27,000 per student over 4 years)
Federal Parent PLUS loans are now capped at $65,000 per student over all 4 years.
Full Tuition will be covered at Oregon colleges based on need. Those programs are: PSU Four Years Free, OSU Bridge to Success, University of Oregon Pathway Oregon, and Western Oregon University as well. They will use a student's merit money and FAFSA and/or ORSAA money to meet tuition.
A Word on Loans
I am not in the CCC helping your student sign you up for a Federal PLUS loan or private loan. Most students will take their own student loan to attend 4 year university.
The major loan issues we have in the United States are because students borrowed a federal student loan and DID NOT pay off any accruing interest while attending college. I frequently remind students if they take a student loan and it will be unsubsidized (interest bearing) they need to be making a monthly $25 payment to the loan interest while in college - so that interest on the principal cannot accrue while in college.
Students can only borrow $27,000 total for undergraduate degrees.
A Word on Highly Selective Schools and Their Money!
The $$$$$$$ at highly selective schools is given based on your family's need. If the student can obtain admittance the money works very differently at an Oregon State vs. a Stanford vs. a Willamette University. Three different types of schools, where the financial aid awards work completely different ways.
Come chat early in high school if you want to understand the difference and attend a scholarship night.
Counselor Required Data Sheet/Brag Sheet LINK HERE
REQUIRED by your counselor for your college applications! Turn it in at the end of JR Year, or very early in Senior Year!
You MUST submit to your counselor, some teachers require the Data Sheet.
Submit this at least 2 weeks before your own deadline.
BIG OREGON SCHOLARSHIPS
Ford Family Foundation (must be FAFSA/ORSAA aid money eligible)
LKS Scholarship for 5 counties (must be 3.5 GPA or greater & less than $75,000 AGI per year)
Celts working at Chick-Fil-A apply for their scholarship also at Taco Bell.
In-N-Out and Chipotle offer TUITION REIMBURSEMENT programs for loyal employees.
Salem Scholar Dollars
Salem Scholar Dollars
Other Scholarship Resources
Other Scholarship Resources
National Scholarship Page - JLV Counseling - Great for 9th, 10th, 11th, and 12th
Full Tuition Scholarships at Oregon Colleges based on need: PSU Four Years Free, OSU Bridge to Success, University of Oregon Pathway Oregon.
Very Large Junior YEAR Scholarships
Cameron Impact Scholarship (merit only)
Calvin Coolidge Scholarship (merit only)
Horatio Alger Scholarships (need and merit)
Questbridge Prep Scholars (need and merit)
DACA/UNDOCUMENTED STUDENT SCHOLARSHIP RESOURCES
DACA/UNDOCUMENTED STUDENT SCHOLARSHIP RESOURCES
Undocumented student resources HERE Oregon Gear Up understands that undocumented students face unique challenges in accessing and paying for higher education. This website has helpful information for undocumented students and their families.
DACAmented/Undocumented Toolkit
Scholarships open to Undocumented/DACA Students
Undocumented student scholarships
Large List of scholarships from Immigrants Rising
The Undocumented Life DAPA, and much more. Most importantly, we want to provide a sense of community to our diverse group of readers.
Oregon Gear Up - Oregon Gear Up - in Spanish
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