Financial Aid for University Education

MOE Tuition Grant

The Ministry of Education (MOE) Tuition Grant Scheme is designed to assist students with the costs of selected full-time diploma or undergraduate studies in Singapore’s Institutes of Higher Learning (IHLs). By subsidizing a substantial portion of tuition fees, the scheme makes higher education more accessible to eligible students.  

• Eligibility:

  • Singapore Citizens: Automatically awarded the Tuition Grant upon enrollment in a full-time diploma or undergraduate course at an eligible IHL.

  • Permanent Residents and International Students: Eligible to apply for the Tuition Grant, subject to certain conditions, including a service bond obligation upon graduation.

• Bond Obligations:

  • Singapore Citizens: No bond is required.

  • Permanent Residents and International Students: Required to sign a Tuition Grant Agreement, committing to work full-time for a Singapore-based company for a minimum of three years upon graduation. This bond ensures that recipients contribute to the Singaporean economy in return for the subsidized education.  

The Central Provident Fund (CPF) Education Loan Scheme enables Singapore Citizens and Permanent Residents to utilize their CPF Ordinary Account (OA) savings to finance their own, their children’s, or their spouse’s subsidized tuition fees for approved full-time courses at local institutions.  

Eligibility

• Who Can Apply:

  • Singapore Citizens and Permanent Residents pursuing full-time Ministry of Education (MOE) subsidized diploma or undergraduate courses at approved local institutions.  

  • CPF members can use their OA savings for their own, their children’s, or their spouse’s tuition fees.  

• Approved Institutions:

  • Public universities such as the National University of Singapore (NUS), Nanyang Technological University (NTU), and others.

  • Polytechnics and arts institutions like Ngee Ann Polytechnic, Singapore Polytechnic, Nanyang Academy of Fine Arts (NAFA), and LASALLE College of the Arts.

Coverage

• Tuition Fees:

  • The scheme covers up to 100% of subsidized tuition fees.

  • It does not cover compulsory miscellaneous fees, hostel fees, or other expenses.  

• Withdrawal Limit:

  • CPF members may use up to 40% of their accumulated OA savings, excluding amounts withdrawn for housing.  

Click here to find out more!

In addition to government bursaries, individual universities offer their own financial aid schemes to support students in need.

Browse the financial aid schemes each university provides:

• National University of Singapore (NUS)

• Nanyang Technological University (NTU):

• Singapore University of Technology and Design (SUTD)

• Singapore Management University (SMU)

• Singapore University of Social Sciences (SUSS)

• Singapore Institute of Technology (SIT)

• University of the Arts Singapore (UAS)

Many institutions offer work-study programs that allow students to earn income while gaining valuable work experience.

Benefits:

• Provides financial support to help cover educational and personal expenses.

• Offers practical experience that can enhance your resume and employability.

Application Process:

• Interested students should inquire with their institution’s career services or financial aid office about available work-study positions and application procedures.