Restaurant

Inspection Checklist

Performing an insurance inspection on a restaurant involves a thorough examination of the property to determine the risks and liabilities that could affect the insurance policy. Here's a checklist of things to consider when conducting an insurance inspection on a restaurant, including concerns related to building condition, liability, and NFPA 96 and UL 300 standards:

1. Building Condition

• Check the overall condition of the building, including the roof, walls, and foundation.

• Verify that the building is up to code with all applicable regulations, such as building codes and zoning regulations.

• Check for any signs of wear and tear, such as cracked or deteriorating concrete, or water damage.

2. Fire Safety

• Check for the presence of fire alarms, smoke detectors, and sprinkler systems.

• Verify that fire extinguishers are present and in good condition.

• Check for any fire hazards, such as flammable materials or overloaded electrical outlets.

• Ensure that the restaurant's fire suppression system is up to code with NFPA 96 and UL 300 standards, including proper installation, maintenance, and testing.

3. Kitchen Inspection

• Inspect the kitchen for cleanliness, including the floors, walls, and cooking equipment.

• Verify that cooking equipment is in good working condition and up to code.

• Look for any potential safety hazards, such as hot surfaces or sharp objects.

• Ensure that the restaurant's kitchen exhaust system is up to code with NFPA 96 and UL 300 standards, including proper installation, maintenance, and cleaning.

4. Safety Hazards

• Check for any potential safety hazards, such as loose flooring, exposed wiring, or tripping hazards.

• Verify that all exits are clearly marked and unobstructed.

• Look for any potential hazards in the customer seating areas, such as uneven floors or unstable tables.

• Check for any safety hazards related to outdoor areas, such as uneven sidewalks or parking lot hazards.

5. Liability Concerns

• Check for any potential liability concerns, such as hazardous conditions that could cause injury to customers or employees.

• Verify that the restaurant has proper liability insurance coverage.

• Check for any potential issues related to liquor liability if the restaurant serves alcohol.

6. Code Compliance

• Verify that the restaurant is up to code with all applicable regulations, such as building codes, fire codes, and health codes.

• Check for any unpermitted modifications or renovations to the property.

7. Food Safety

• Verify that the restaurant follows proper food safety procedures, such as storing food at the correct temperatures and properly cleaning and sanitizing equipment.

• Check for any signs of insect or rodent infestations.

Remember, the above checklist is not exhaustive, and there may be additional considerations depending on the specific insurance policy in question. It's always best to consult with the insurance company for any specific requirements before conducting an insurance inspection on a restaurant.