Top things to cover
Spray booth details
Type of unit, manufactured or home built
Fire protection equipment
Hazard grade electrical hardware
Fans and filters maintenance
Paint and flammable storage
What type of auto body operations are performed
Welding performed and how protected and separated from shop
Photos
Interior and exterior of spray booth, electrical, fans and filters
Paint storage area
General Shop
Welding
Storage area and parking lot for cars
Inspection PrepÂ
Online search for website to confirm and compare advertised vs. actual operations
Here is an expanded checklist for doing an insurance property inspection on an auto body shop, including special hazards and paint booth:
Property information: Collect information about the auto body shop, including the address, the size of the shop, and the type of equipment and vehicles serviced.
Access: Determine the accessibility of the shop, including the type and condition of the entryways, walkways, and parking areas.
Building structure: Inspect the condition of the building structure, including the foundation, roof, walls, and windows, looking for signs of damage, wear, or deterioration.
Mechanical systems: Check the condition and functionality of the shop's mechanical systems, including heating and cooling systems, plumbing, and electrical systems.
Fire safety: Check for smoke detectors and fire extinguishers on each floor, as well as the availability of fire hydrants and access for emergency vehicles. Auto body shops pose additional fire risks due to welding, paint, and other flammable chemicals.
Hazardous materials: Assess the storage and handling of hazardous materials such as paint, solvents, and fuels, ensuring that they are properly labeled and stored in designated areas.
Electrical safety: Check the condition of electrical equipment, looking for damaged cords or other hazards, and verify that electrical outlets and switches are properly rated for the equipment they serve.
Ventilation: Inspect the ventilation systems to ensure proper air flow, and verify that there are adequate exhaust systems to remove fumes from painting and welding operations. Verify that paint booth ventilation systems comply with local regulations, and that the booth is properly maintained, clean, and free from ignition sources.
Equipment safety: Check the condition of shop equipment, such as lifts, jacks, and other tools, looking for damage or wear that could pose a safety risk to workers or customers.
Compliance: Verify that the shop complies with all applicable local, state, and federal regulations and codes, including zoning, building, and safety codes, as well as environmental regulations for the storage and disposal of hazardous materials.
Workers' compensation: Verify that the shop has adequate workers' compensation coverage and is following all relevant safety protocols to reduce the risk of injuries to workers.
Liability risks: Identify any potential liability risks, such as uneven pavement, loose steps, or other hazards that could pose a risk to customers or visitors.
Once the inspection is complete, compile a report detailing your findings and any recommendations for improvements or repairs to help mitigate risks and ensure that the auto body shop is adequately protected by insurance.