Top things to cover
Onsite owner/manager vs. 24/7 desk
# of rooms
Occupancy rate
Restaurant or bar
Recreational facilities: pool, gym, tennis, etc
Coin op laundry
Typical room amenities
Photos
Lobby
Food prep and dining
Typical room
Laundry (coin op or staff used)
Exterior, recreational and common areas
Inspection Prep
Online search for business operations is helpful. Google Earth to prepare diagram before visiting site
Performing an insurance inspection on a motel involves a thorough examination of the property to determine the risks and liabilities that could affect the insurance policy. Here's a checklist of things to consider when conducting an insurance inspection on a motel:
Exterior Inspection
Check the roof for any signs of damage or wear and tear.
Inspect the parking lot and walkways for any potential hazards or tripping hazards, such as potholes, cracks, or uneven surfaces.
Examine the exterior walls for any signs of damage or deterioration, including cracks, holes, or peeling paint.
Look for any potential safety hazards on the property, such as overhanging trees or branches, non-functioning outdoor lighting, or loose railings.
Interior Inspection
Check for any signs of water damage, such as water stains or mold growth.
Inspect the electrical system, including the wiring, outlets, and circuit breaker box, to ensure that it is up to code and functioning properly.
Look for signs of insect or rodent infestations.
Check for any safety hazards in the motel rooms, such as loose or damaged handrails, non-functioning smoke detectors, or exposed wiring.
Fire Safety
Check for the presence of fire alarms, smoke detectors, and sprinkler systems.
Verify that fire extinguishers are present and in good condition.
Check for any fire hazards, such as flammable materials or overloaded electrical outlets.
Security Measures
Verify that the motel has proper security measures, such as surveillance cameras, locked doors, and secure windows.
Look for any potential security risks, such as broken locks or windows, and evaluate the potential risk of theft or break-ins.
Code Compliance
Verify that the motel is up to code with all applicable regulations, such as building codes, fire codes, and safety codes.
Check for any unpermitted modifications or renovations to the property.
Remember, the above checklist is not exhaustive, and there may be additional considerations depending on the specific insurance policy in question. It's always best to consult with the insurance company for any specific requirements before conducting an insurance inspection on a motel.