Convenience Store

Inspection Checklist

Here is a checklist for doing an insurance property inspection on a convenience store with gas pumps:

Property information: Collect information about the convenience store, including the address, the size of the store, the type of business conducted, and the number of fuel pumps.

Access: Determine the accessibility of the store and fuel pumps, including the type and condition of the entryways, walkways, and parking areas.

Building structure: Inspect the condition of the convenience store building, including the roof, walls, foundation, and windows, looking for signs of damage, wear, or deterioration.

Fuel pumps: Check the condition of the fuel pumps, including the hoses, nozzles, and dispensers, ensuring that they are in good condition and not leaking.

Fuel storage tanks: Inspect the fuel storage tanks and verify that they are properly labeled and in compliance with state and federal regulations.

Fire safety: Check for smoke detectors and fire extinguishers in the convenience store and the fuel pump area, as well as the availability of fire hydrants and access for emergency vehicles. Gas stations and convenience stores with gas pumps pose additional fire risks due to the presence of flammable fuels.

Electrical safety: Check the condition of electrical equipment, looking for damaged cords or other hazards, and verify that electrical outlets and switches are properly rated for the equipment they serve.

Plumbing: Check the condition of plumbing systems, looking for leaks or other issues that could cause water damage or pose a safety risk to customers or employees.

Sanitation: Evaluate the sanitation measures in place, such as the cleanliness of the property, the availability of hand sanitizer or other sanitation products, and the maintenance of restrooms.

Capacity: Verify that the store and fuel pump area are not exceeding their capacity limits, and evaluate the adequacy of emergency exits and egress routes in case of an emergency.

Liability risks: Identify any potential liability risks, such as uneven terrain, loose steps, or other hazards that could pose a risk to customers or visitors.

Insurance coverage: Verify that the convenience store with gas pumps has adequate insurance coverage to protect against liability and property damage, including coverage for underground storage tanks.

Once the inspection is complete, compile a report detailing your findings and any recommendations for improvements or repairs to help mitigate risks and ensure that the convenience store with gas pumps is adequately protected by insurance.