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✨What is Poe?
Poe.com is an AI chat aggregation platform launched by Quora, supporting multiple models such as GPT-5, Claude, and Gemini. Some features such as GPT-5 unlimited conversations, Claude-Opus, etc. require a membership subscription (Poe Premium).
💳 Recommended virtual credit card platforms
✅ Recommended platform one: Coinepay
Official website address: https://www.bpay.net
Advantages:
U.S. Visa cards available
Can be bound to Poe payment system
Support USD billing
Whether to support automatic renewal: ✅ Support
## ✅ Virtual card application
1. Log in to the official website > https://bpay.net to register an account, password, email address and mobile phone number.
2. Wallet>USDT (TRC20/BSC) recharge, apply for card opening on the home page>convert USDT balance into U.S. dollars (USD) and enter the virtual card to recharge.
3. Click the CVV security code of the virtual card to obtain: bill, name, address, state, card number, date, CVV/CVC security code
4. Enter the payment page and fill in the corresponding information to complete the payment.
If you don’t understand, you can enter the official tutorial of the Coinepay virtual credit card platform: https://bpay.net/ask/ Poe’s detailed tutorial on purchasing a subscription membership: https://bpay.net/ask/d/18
✅ Recommended platform 2: Windsurf
Official website: https://windsurf.com
Features:
Disposable/recurring virtual cards optional
Support Poe, ChatGPT, Claude
Limits can be set on the card to prevent theft
🧾Poe Premium Subscription Price (2026)
Note: Prices vary slightly in different regions. The US region is a reference price.
Monthly: $19.99 USD (supports unlimited calling of GPT-4 and Claude-2.1)
Support Visa/Mastercard/Apple Pay/Google Pay
🛠 Poe subscription virtual card binding process
Step 1: Preparation
Register a Poe account (recommended email login)
Confirm that the browser is in the English and US regions (it is recommended to use Chrome+ proxy)
Open a virtual Visa credit card (such as Coinepay)
Step 2: Top up the virtual card
Recommended deposit of $21–25 USD to ensure successful payment (take into account exchange rate and taxes)
The card needs to enable international payments
Step 3: Start the subscription process
Visit https://poe.com/
After logging in, click the avatar in the lower left corner → Poe Premium
Choose "monthly payment" or "annual payment" package
Enter the virtual Visa credit card number/validity date/CVV you applied for
Submit to complete subscription
Step 4: Verify payment was successful
After successful subscription, unlimited use of GPT-4 and Claude models will be displayed at the bottom of the chat page
Deduction records can be viewed on the bill page
🔐 Tips: Subscription failure troubleshooting guide
Payment declined
Virtual cards do not support automatic deductions
Use a card that supports recurring deductions, such as Coinepay
Card not accepted
Card type is not supported
Switch to Visa virtual card and confirm to enable international payment
Network loading failed
Region not supported/risk control
Try again using US proxy + English browser
🧠 FAQ
Q: Can I subscribe to Poe with a one-time card?
A: Some one-time cards can be successfully paid, but the renewal will fail. It is recommended to use a recyclable virtual card.
Q: Can I cancel automatic renewal?
A: Yes, just go to Poe Settings → Manage Subscription → Cancel Subscription.
Q: Can I bind Alipay or domestic cards?
A: Not supported, you need to use a virtual Visa card that supports automatic deduction in the US.
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