This is a complete step-by-step tutorial with pictures, titled "TopstepTrader Subscription Assessment Account Tutorial: Support for Visa/Mastercard Virtual Credit Card Binding Test," suitable for successfully testing trading accounts opened using virtual credit cards from platforms like Coinepay, Wise, and Revolut.
📈 TopstepTrader Subscription Assessment Account Tutorial: Support for Visa/Mastercard Virtual Credit Card Binding Test
TopstepTrader is a demo assessment platform for futures traders. By paying a subscription fee to participate in the "assessment phase," you have the opportunity to obtain a real funds account. It supports online payments with Visa/Mastercard virtual credit cards. Below is the complete operation process.
✅ I. Preparation
1. Register a Topstep Account
Official Website: https://www.topstep.com/
Click "Start Trading" or "Join Now," and enter your email address and password to register.
2. Obtain a Valid Virtual Credit Card
The following virtual card platforms have been tested and support Topstep binding:
## ✅ Virtual Card Application
1. Log in to the official website > https://bpay.net You can register a virtual credit card account using your email address or phone number.
2. Wallet > USDT (TRC20/BSC) Top-up, apply for card activation on the homepage > Card activation successful > Convert your USDT balance to USD, then proceed to virtual card top-up. (It is recommended to top up 20 USDT for the first time.)
3. Obtain the CVV security code for the virtual card: Billing Information, Name, Address, State, Card Number, Date, CVV/CVC Security Code
4. Proceed to the payment page, fill in the corresponding information, and complete the payment.
Invitation Link: https://www.coinepay.net/#/pages/auth/register?code=7YDCLP
For those who don't understand, please refer to the official Coinepay virtual credit card platform tutorial: https://bpay.net/ask/
Detailed Tutorial: https://bpay.net/ask/d/51 Before binding, please ensure your virtual card has the following: card number, CVV, security code, expiration date, billing address (US preferred), and a balance of ≥ $100.
✍️ II. Subscribing to an Assessment Account: Step 1: Select Assessment Account Type
After logging in, click “Start Your Journey” → Select the demo account plan you want to participate in: Demo Account Level Monthly Fee (USD) Daily Profit/Loss Limit Target Profit $50,000 $165 $1,000 $3,000 $100,000 $325 $2,000 $6,000 Click “Select Plan” to go to the payment page.
Step 2: Fill in Credit Card Payment Information
Go to the Stripe checkout page and fill in the following information:
Card Number: Virtual card number
Expiry Date: Card expiration date (MM/YY)
CVC: Security Code
Name on Card: You can enter any English name (recommended to match the card)
Billing Country: United States is recommended
ZIP Code: Commonly used US zip codes are recommended, such as 10001, 90001, or 30301
Click “Pay” to submit and wait for Stripe to verify.
✅ Test Results: Successfully tested using a Coinepay virtual Visa card (US billing address)
After payment, the system directly accessed the account assessment panel.
Card deduction record: TOPSTEPTRADER or STRIPE*TOPSTEP
📌 III. Common Issues and Solutions
Issue | Possible Cause | Solution
Card Rejection
Virtual Card BIN Restricted
Change card segment or try Visa instead of Mastercard
Address Not Valid
Address Mismatch
Use a real US address + zip code
Payment Failed but Card Deducted
Strip Processing Error
Wait for automatic refund or contact customer service for verification
Registration IP Anomaly Notice
Risk Control
It is recommended to switch to a US IP or use a VPN before binding.
🛡️ IV. Account Management After Payment
Log in and visit: https://app.topstep.com/dashboard to view assessment status
Monthly automatic renewal (can be cancelled at any time)
Payment records can be checked via registered email and Stripe emails.
💡 V. Advanced Suggestions
Use a virtual card that supports 3D verification. Increases payment success rate.
Recommended initial top-up amount: ≥ $200 (covering transaction fees + monthly fee).
You can change your payment method or cancel your subscription on the "Billing" page in the backend.
If you successfully pass the assessment and verification stages consecutively, your account will be converted to a real funds account.
📎 VI. Conclusion
Using a virtual credit card to link your Topstep assessment account is a stable and feasible method. It supports Visa/Mastercard and is suitable for most users worldwide. We recommend using platforms like Coinepay for linking, as it boasts a high success rate and seamless payment processing.