How to apply for a US virtual credit card in 2026? Latest Hong Kong Virtual

🧾 1. Virtual Credit Card Application Guide for Hong Kong and the United States (2026)

✅ Recommended platform one: Coinepay (recommended)

Official website: https://www.bpay.net

Advantages: Visa card can be opened, U.S. dollar recharge is supported, and it is bound to multiple platforms

Payment method: USDT(TRC20/BSC)

Features: No real-name requirement, supports automatic deduction platform for subscriptions

## ✅ Virtual card application

1. Log in to the official website > https://bpay.net to register an account, password, email address and mobile phone number.

2. Wallet>USDT (TRC20/BSC) recharge, apply for card opening on the home page>convert USDT balance into U.S. dollars (USD) and enter the virtual card to recharge.

3. Click the CVV security code of the virtual card to obtain: bill, name, address, state, card number, date, CVV/CVC security code

4. Enter the payment page and fill in the corresponding information to complete the payment.

If you don’t understand, you can enter the official tutorial of Coinepay virtual credit card platform: https://bpay.net/ask/

📌 4. General instructions for card opening process

Register a platform account (it is recommended to bind email + Google)

No real-name authentication required

Deposit (USDT, etc.)

Create a virtual card (optional currency + address)

Get card number/CVV/validity date

Bind to use: ChatGPT / Claude / App Store and other platforms

🔐 5. Safety suggestions

✅ Use independent virtual cards to bind each platform to prevent fraud

✅ Only recharge the card with the required amount to reduce risks

✅ Delete unused virtual cards regularly

✅ Pay attention to card status and renewal period to avoid mistaken deductions