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📱Telegram Premium Virtual Card Binding and Activation Tutorial
✅ This tutorial is applicable to: Users with virtual Visa/MasterCard dual-currency cards. 🔒 Automatic renewal is available after binding (can be cancelled at any time). 💳 Recommended virtual card platforms: Coinepay, Wise
I. Telegram Premium Introduction
Items Contents Features Large file upload (4GB), voice-to-text, no ads, exclusive emoticons, etc.
Price Approximately $4.99～$5.99/month (may vary slightly depending on region)
Supported Payment Methods Credit/Debit cards (including virtual cards), iOS in-app purchases, Google Play
II. Preparing the Virtual Card
Card Type Requirements: Visa / MasterCard
Currency Recommendation: Dual-currency card (supports USD payments for greater stability)
Feature Requirements:
Supports international payments
Card not expired
Card balance > $6
📌 Recommended Platforms:
Coinepay (Chinese language support, quick creation, high success rate)
Wise / Revolut (Supports 3D Secure Authentication, Stable)
Privacy.com (Recommended for US Users)
## ✅ Virtual Card Application
1. Log in to the official website > https://bpay.net Register an account using your email or phone number.
2. Wallet > USDT (TRC20/BSC) Top-up, apply for card activation on the homepage > Card activation successful > Convert your USDT balance to USD, then proceed to virtual card top-up. (It is recommended to top up 20 USDT for the first time.)
3. Obtain the CVV security code for the virtual card: Billing Information, Name, Address, State, Card Number, Date, CVV/CVC Security Code
4. Proceed to the payment page, fill in the corresponding information, and complete the payment.
Invitation Link: https://www.coinepay.net/#/pages/auth/register?code=7YDCLP
For those who don't understand, you can refer to the official tutorial of the Coinepay virtual credit card platform: https://bpay.net/ask/
III. Telegram Premium Activation Steps
✅ Method 1: Android or Desktop (Recommended, supports virtual cards)
Open the Telegram app (official desktop version or Android app recommended)
Click on your profile picture in the upper left corner → Find Telegram Premium or enter through the settings page
Choose a subscription plan (usually monthly)
In the pop-up payment interface, select "Credit Card Payment" (do not select Google/iOS in-app purchases)
Enter your virtual card information:
Card Number
Expiration Date
Security Code (CVV)
Cardholder Name (matches virtual card information)
Click "Pay"
The payment will be effective immediately upon successful payment, and the Premium blue badge will automatically appear.
❌ Method 2: iOS (Virtual cards are not recommended)
iOS activation uses Apple ID. Payment cannot be made using a virtual card directly.
If you are using an iPhone, we recommend the following: Activate Premium on an Android phone or computer, and it will automatically take effect on iOS.
Alternatively, top up your Apple ID and make in-app purchases (virtual cards cannot be linked).
IV. Common Problem Solutions
Problem | Solution
Virtual card payment failed
Check your balance and card type to ensure international payment is supported
Unable to select card payment (redirects to in-app purchases)
Activate using an Android phone or desktop version of Telegram
Prompts "Transaction invalid" or "Payment rejected"
Change your virtual card platform (e.g., Coinepay/Wise)
Payment completed but activation unsuccessful
Refresh Telegram or log in again.
V. How to Cancel Subscription (To Avoid Automatic Renewal)
Open Telegram → Settings → Telegram Premium
Click "Manage Subscriptions" or "Cancel Subscription"
You can still use your current membership after cancellation.
✅ Summary of Process
Steps | Operation
Prepare Card
Use a virtual Visa/MasterCard that supports international payments
Log in to Telegram
Use the Android or desktop client
Link Payment
Go to Premium → Enter Virtual Card Information
Successfully Subscribe
Premium blue badge activated upon payment completion.
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