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✅ Virtual Card Subscription for Midjourney Membership - Tested and Working | Complete Binding Tutorial
Midjourney is a popular AI drawing tool, requiring a subscription to access the full service. While it supports credit cards and PayPal, virtual cards have also been tested and confirmed to work, provided certain conditions are met.
I. Virtual Card Requirements (Tested and Working)
Conditions
Requirements
Card Type
Visa / MasterCard Virtual Card
Payment Capacity
Supports international online payments + auto-renewal
Recommended Platforms
✅ Coinepay / Wise / Revolut
Suggested Balance
≥ $10 USD to ensure sufficient funds for auto-renewal
Address Matching
It is recommended to fill in a billing address supported by the virtual card to avoid payment failures.
## ✅ Virtual Card Application
1. Log in to the official website > https://bpay.net Register an account with an email address or mobile phone number.
2. Wallet > USDT (TRC20/BSC) Top-up, apply for card activation on the homepage > Card activation successful > Convert your USDT balance to USD, then go to Virtual Card Top-up. (Recommended initial deposit: 20 USDT)
3. Obtain the CVV security code for your virtual card: Billing Information, Name, Address, State, Card Number, Date, CVV/CVC Security Code
4. Proceed to the payment page, fill in the corresponding information, and complete the payment.
Invitation Link: https://www.coinepay.net/#/pages/auth/register?code=7YDCLP
For those who don't understand, you can refer to the official tutorial of the Coinepay virtual credit card platform: https://bpay.net/ask/
II. Midjourney Membership Subscription Entry
Open the official website: https://www.midjourney.com
Log in to Discord (Midjourney is based on Discord)
Enter the command /subscribe, and Midjourney will send you a private subscription link.
Click the link to enter the subscription page (e.g., https://www.midjourney.com/account)
III. Steps to Bind and Pay with a Virtual Card
On the subscription page, choose a membership plan:
Basic Plan: $10/month
Standard Plan: $30/month
Pro Plan: $60/month (unlimited data usage)
After clicking "Subscribe", you will be redirected to the Stripe payment interface (Midjourney uses Stripe) (As the recipient)
Fill in your virtual credit card information:
Card number: 16 digits
Expiration date: MM/YY
CVV: 3-digit security code
Postal code: Enter the postal code of your virtual card registration address (e.g., 10001 in the US)
Click "Pay" and wait for Stripe to verify and redirect to the confirmation page.
IV. Post-payment performance
The page redirects to your Midjourney account page, displaying your subscription status. ✅
Use the `/info` command in Discord to view your remaining generation time and number of images.
Monthly automatic renewal, automatically deducting payment from your linked virtual card.
V. Common failure reasons and solutions
Problem
Reason
Solution
❌ Payment failed
Card not supported by Stripe/Insufficient balance
Change your virtual card, ensure your card has $10+ available balance.
❌ Address mismatch
Card address does not match Stripe address verification
Modify the address to match the virtual card registration country/region.
❌ Unable to redirect
May be a network problem or browser plugin conflict
Change your browser or disable blocking plugins, use a VPN.
VI. Success tips
✅ We recommend using a virtual Visa card from Coinepay or Wise.
✅ Fill in realistic and reasonable billing information to avoid triggering Stripe's risk control measures.
✅ For your first time, we suggest subscribing to Basic to test if the card can be successfully linked.
✅ One card can be linked to a maximum of 1-2 Discord accounts. For multiple accounts, please use multiple virtual cards.
VII. Personal Testing Summary
✅ Midjourney supports virtual Visa/MasterCard linking.
✅ Automatic renewal is possible after successful linking.
✅ Linking failure is mainly due to the card being rejected by Stripe; changing the card usually solves the problem.
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